How Tze 浩知

Had an interesting catch up with a friend. He asked me what is my key points when sharing about Bitcoin, I told him: There is a very thin fine line between investing, speculating, and gambling. For anything money-related here, be it to invest, to speculate, or to gamble, do not use your: Survival money - money you use for daily survival (specifically food and necessities for a living). Reserved money - your safety net to get by at least 3 to 9 months should any accidental incident or scenarios happen. Borrowed-money - debt is a double-edged sword. Never ever be over-optimism and use borrowed-money for investing, speculation and gambling. Big no no. And to date, the best content I have when it comes to Blockchain, Bitcoin, and Money related content, I would still be referring to my very early days documents, shared below: Blockchain, Bitcoin, Money by Koh How Tze (Presentation File) blockchain-bitcoin-money from Koh How Tze Blockchain, Bitcoin, Money by Koh How Tze (Transcript) mblbc-ov...

Can you commit to upload just 3 optimized photos to ShutterStock for at least 100 days, without any monetary return? I can. Why? Because I do it for passion, with a purpose.  Profit, if any, is additional bonus to me. Note: This is just a progress and thought record after I start seeing my first little tiny USD 0.10 from ShutterStock royalty. Related to previous post about Intention, Direction, Map ( 意 图、方向、地图 ) A milestone worth celebrating because it is more about: what it means, and what it takes Case Study: How Tze's ShutterStock Portfolio It's part of the overall strategic implementation of my travel blog project: Footprint of a Digital Nomad   That I can comfortably use as my case study for my Travel Blog Mastery book  and related training, without much of third-party risk. (Talking about risk-mitigation) What It Means? Asset-Light Passive Income If you know, you know. Further details in my recent publication: The Asset-Light Revolution: How to Build Automated Inco...

  Had an interesting discussion with an old friend at Oh Yeah! cafe in Taman Connaught on 5th December, 2025. (yes, Oh Yeah! 🤭 ) Within a week after our discussion, achieved these with the assistant of AI: Published Kindle and Paperback copies of the book Published "Bridge Document" in SlideShare Published "Manifesto Piece" (or an Authority Anchor) in LinkedIn Article Inform close circles on social media (Facebook, WhatsApp) It may look instant, but it’s built on years of experience and a strong foundation of knowledge. The Asset-Light Revolution: Chronology  10th December, 2025  Published Kindle and Paperback copies of the book https://www.amazon.com/dp/B0G64P6DJP   Published "Bridge Document" at SlideShare the-asset-light-blueprint-build-automated-income-in-the-ai-economy from Koh How Tze https://www.slideshare.net/slideshow/the-asset-light-blueprint-build-automated-income-in-the-ai-economy/284578066 11th December, 2025  Published LinkedIn...

Give me a lever long enough and a fulcrum on which to place it and I shall move the world. ~ Archimedes As at 2nd Dec, 2025: Completed first version of Travel Blog Mastery sales page . Updated key contents and excluded ads on Bio , Book , Quote , and Links page. Setup How Tze's Pinterest page . Related:  How To Set Realistic Goals In Achieving What We Really Want ？ AI boosts efficiency by 99%  AI boosts efficiency by 99% — and honestly, it feels like magic sometimes. Take image design for example: 1. Instant results No more waiting for replies, no “Hey, just checking in…” texts. AI works faster than you can say, “Can you make the logo bigger?” 2. Zero communication drama No middleman, no misunderstandings, no “That’s not what I meant!” You tell AI what you want, and it actually listens. Imagine that. 3. Stress levels: reduced Hard to get mad when you realize the only person you’d be yelling at… is yourself. 😄 Meanwhile, the AI sits there quietly with the wisdom of a million ...

这只是自2025年6月 越南之行 后, 对数码资产的布局与可以通过实际个案传承思维的进展记录，仅供参考。 #BehindTheScene 精准的目标，精进的努力。Do not confuse motion with progress. 12月1日的三件事情： 用 Nano Banana Pro 生成了一张有意境、有意义的图 完成了一个 Youtube Playlist 收到了印刷版的创作书籍 (Bonus) (1) Nano Banana Pro 生成图 只要是载体，终将会消失。 人类真正的超能力，不是聪明，而是我们会在乎——在乎到愿意用一辈子去换一个可能永远到不了的未来。 这才是 #AI 短期内完全偷不走的东西。 全文见文末附录。 那AI会出错吗？ 我的看法和两年前在韩国 9th Asia-Pacific Housing Forum 的分享没变： AI  目前就像一个小孩子，它还在学习中，但它成长的速度将会惊讶很多人。 为什么我只用照片，因为有些影像还不能完全带出我要的效果。比如我用以上照片要 AI 圈出图片中的“目标”和“精进”两个字, 以下是几个尝试失败的一个： Veo：我正在根据您的描述生成视频，圈出图片中的“目标”和“精进”两个字。 Your video is ready! (2) YouTube Instrumental Playlist 2.1 Uploaded latest work: 2.2 Created new playlist  With total 9 hours+ instrumental background music for deep focus, study, sleep:  https://www.youtube.com/watch?v=9adUetnGUjg&list=PLHF69OQIDtrf7TNqWbJmWyry1XsX2lYZ1 每一首 1-2小时之间的曲目Capcut整合制作时间，大概1-3个小时。 每一首 1-2小时之间的曲目上传时间，以我目前可触及的网速，大概需要4-6个小时左右。 以9首创作小计： (9x3)+(9x5)=72小时左右的时间投入。（只是制作，未包括战略思考与营销） 时间是最珍贵的成本，也是我们最好的朋友。 这 walk the talk 是对应 Do wha...

Had an interesting conversation over a group chat. What we need to think is what we really want. I had my comment and know how here in Chinese language but you can now just paste the link to Gemini and ask for translation, and event further comment or input from there. 🤔 https://howtze.blogspot.com/2025/11/blog-post_28.html?m=1  Life can be as simple as this now: 相关视频：https://www.facebook.com/share/v/1Xd1L53nM7/ I may back to software development scene again one day once AI become more efficient. Though now I more on contributing on strategic design and solution architecture. Looking back at my track record providing web-based retail management system solutions (my code using LAMP) to Caring Pharmacy when they only had 13 outlest, a time in the 56k dialup modem net access dinosaur era. I am just applying the fundamentals of design concepts and structural architecture to what I am doing now, more on Entertainment industry scene (one of the 6 true wealth areas) as the playground and...