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Life is a game of time and money. A professional football game is made up of four fifteen-minute quarters and your working life is four ten-year quarters. The Game of Money Age Game Period 25 - 35 1st Quarter 35 - 45 2nd Quarter Retire Young Retire Rich! ------- Halftime ------- 45 - 55 3rd Quarter 55 - 65 4th Quarter ------- Overtime ------- Out of Time Will You Work Forever? People who did not have anything at the end of the fourth quarter may have to work for the rest of their lives, which may not be a bad thing as long as you are able to work . In fact, I believe working keeps us healthier and happier. I know because I retired at forty-seven and found it depressing ... which is why I keep working, even though I do not have to . ~ Robert Kiyosaki Do something you enjoy and you can work at for as long as you want to work at it. There will come a time when you will call an end to the working game and really want to retire and do not...

The example demonstrates the differences of how your money increases when invested in a mutual fund, a rental property, and a rental property where you borrow the appreciation every two years. Choices 1 and 2 are examples of people who park their money and choice 3 is an example of people that increase the velocity of their money. 20,000 Description Net Equity After 7 Years Average Annual Return on a $20,000 Investment Choice 1 Invest in a mutual fund that earns 5% a year $28,142 5.8% Choice 2 Invest $20,000 and borrow $180,000 from the bank for a $200,000 rental property and let your equity compound. Assume rental income only breaks even with expenses and the property appreciates at a rate of 5% a year $101,420 58.2% Choice 3 Invest $20,000 and borrow $180,000 from the bank for a $200,000 rental property . Rather than letting the equity compound, you borrow out...