2009年12月9日 星期三

Corporate Journey Business Resources (122-131)

131. Denver Business Journal

130. How to Raise Capital for Starting Small Business

129. Grants for Women Owned Businesses

128. Private Investors for Startup Small Business

127. Better Business Bureau in Texas

126. Business Networking Sites

125. Catchy Business Names

124. How to Start A Hot Shot Trucking Business

123. Tourism Properties and Businesses

122. Winning in the Cash Flow Business

2009年12月8日 星期二

Money is an Illusion

The most valuable resource we have is our time, not our money. It is the only limiting factor, and we never know when it will cease to exist.

We may think we like money, but what we really like is what we can do with money.

Rich people have a lot of money; wealthy people have a positive flow of resources.

The real measure of wealth is the flow of resources. When we think about resources instead of money we create and discover new opportunities.

It is what we expect to do with money that empowers us to have more.

Our most limiting factor in life is time, not wealth.

When we learn to balance our lives in ways that give us time to enjoy, to learn, to help others, we are wealthy.

When we realize that we can have a great time without spending money, money becomes secondary to happiness.

Wealthy people have broken the ties between success and money and wealth and money.

Success is being able to do what you are absolutely passionate about doing; being wealthy is having more resources than you need because you created them.

Assets don’t measure wealth; value does.


http://www.facebook.com/notes/official-money-your-page/the-illusion-of-money/191640652905

2009年12月6日 星期日

WILL THE MIGHTY DOLLAR FALL?

TO MY FINANCIALLY FOCUSED FRIENDS


The Question of the Day is... Will the Dollar fall or not?





Click to view original size image here

2009年12月3日 星期四

Buckminster Fuller - Everything I Know


You never change things by fighting the existing reality.
To change something, build a new model that makes the existing model obsolete.





Bucky Fuller was concerned with the question “Does humanity have a chance to survive lastingly and successfully on planet Earth, and if so, how?“

Considering himself an average individual without special monetary means or academic degree, he chose to devote his life to this question, trying to identify what he, as an individual, could do to improve humanity’s condition, which large organizations, governments, and private enterprises inherently could not do.

You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.

During the last two weeks of January 1975 Buckminster Fuller gave an extraordinary series of lectures concerning his entire life’s work entitled Everything I Know.

http://www.bfi.org/our_programs/who_is_buckminster_fuller/online_resources/everything_i_know

2009年12月2日 星期三

Corporate Journey Business Resources (111-120)

121. Las Vegas City Business License

120. Key Peninsula Business Association

119. How to Calculate Mileage for Business

118. Business Like ABC Distributing

117. Free Business Plan Template

116. Locate Business by Fax Number

115. Examples of Business Logos

114. Advantage Disadvantages of e Business

113. Advantages of Extranets for Businesses

112. Business Letter Closings

111. Sunbelt Business Brokers

2009年11月30日 星期一

The Millennium Wave

The Millennium Wave
By: John Mauldin

1. Within ten years, most of the world will be able to access cheap (I mean really cheap) high-speed wireless broadband at connection rates that dwarf what we now have. That is going to unleash a wave of creativity and new business that will be staggering, and energy to change the world in ways we can hardly imagine.

2. Because of the internet, the advances of one person soon become known and built upon in a giant dance of collaboration. It is because of this giant dance, this unplanned group effort, that we will all figure out how to make advances in so many ways. (Of course, that is hugely disruptive to businesses that don’t adapt.)

3. Within a few years, it will be hard to keep up with the number of human trials of gene therapy and stem cell research.

4. A whole new industry is getting ready to be born. And with it new jobs and investment opportunities.

5. Energy problems? Are we running out of oil? My bet is that in less than 20 years we won’t care. We will be driving electric cars that are far superior to what we have today in every way, from power sources that are not oil-based. We will find ourselves with whole new industries as we rebuild our power grids, not to mention what this will mean for the emerging markets.

6. What about nanotech? Robotics? Artificial intelligence? Virtual reality? There are whole new industries that are waiting to be born. In 1980 there were few who saw the rise of personal computers, and even fewer who envisioned the internet. Mapping the human genome? Which we can now do for an individual for a few thousand dollars? There are hundreds of new businesses that couldn’t even exist just 20 years ago.

I am not sure where the new jobs will come from, but they will. Just as they did in 1975.

7. My boy play online video games with kids from all over the world. And the kids from around the world get on the internet and see a much wider world than just their local neighborhoods.

Will it be a smooth transition? Highly unlikely. But it will happen, I think.

I look at my kids and their friends. Are they struggling? Sure. They can’t get enough hours, enough salaries, the jobs they want. They now have kids and mortgages. And dreams. Lots of dreams. That is cause for great optimism. It is when the dreams die that it is time to turn pessimistic.

I believe the world of my kids is going to be a far better world in 20 years.

We live in a world of accelerating change. Things are changing at an ever-increasing pace. The world is not linear, it is curved. And we may be at the beginning of the elbow of that curve. If you assume a linear world, you are going to make less-than-optimal choices about your future, whether it is in your job or investments or life in general.

In the end, life is what you make of it.

With all our struggles, as we sat around the table, our family was content, just like 100 million families around the country. Are there those who are in dire distress? Homeless? Sick? Of course, and that is tragic for each of them. And those of us who are fortunate need to help those who are not.

We live in the most exciting times in human history. We are on the verge of remarkable changes in so many areas of our world. Yes, some of them are not going to be fun. I see the problems probably more clearly than most.

But am I going to just stop and say, “What’s the use? The Fed is going to make a mess of things. The government is going to run us into debts to big too deal with? We are all getting older, and the stock market is going to crash?”

It is the collective individual struggles for our own versions of psychic income, the dance of massive collaboration on a scale the world has never witnessed, that will make our world a better place in the next 20 years.

All that being said, while I am an optimist, I am a cautious and hopefully realistic optimist.
I do not think the stock market compounds at 10% a year from today’s valuations. I rather doubt the Fed will figure the exact and perfect path in removing its quantitative easing. I doubt we will pursue a path of rational fiscal discipline in 2010 or sadly even by 2012, although I pray we do. I expect my taxes to be much higher in a few years.

But thankfully, I am not limited to only investing in the broad stock market. I have choices. I can be patient and wait for valuations to come my way. I can look for new opportunities. I can plan to make the tax burden as efficient as possible, and try and insulate myself from the volatility that is almost surely in our future – and maybe even figure out a way to prosper from it.

A pessimist never gets in the game. A wild-eyed optimist will suffer the slings and arrows of boom and inevitable bust. Cautious optimism is the correct and most rewarding path. And that, I hope, is what you see when you read my weekly thoughts.

We live in a world of accelerating change. We live in the most exciting times in human history. We are on the verge of remarkable changes in so many areas of our world.

2009年11月27日 星期五

Money & You Rules

Why are rules so important? Because in the absence of rules, people make up their own.

Here are the rules we play by:

1. Be willing to support our purposes, games, rules and goals.

2. Speak supportively.

3. Acknowledge whatever is being communicated as true for the speaker at that moment.

4. Complete your agreements:

a) Make only agreements that you are willing and intend to keep.

b) Communicate any potential broken agreement at the first appropriate time.

c) Clear up any broken agreement at the first appropriate opportunity.

5. If a problem arises, first look to the system for corrections and then communicate your solution to the person who can do something about it.

6. Be effective and efficient (Optimize every event … more with less).

7. Have the willingness to win and to allow others to win (win/win).

8. Focus on what works.

9. When in doubt, check your intuition.

10. Be responsible – no lay blame or justification.

11. Hold the person “innocent” until proven “guilty”.

12. If an upset lasts longer than 50 minutes, the upset party(s) to seek support, from a neutral third party.