How Tze 浩知

To what extent does your organization have a digital strategy today? Over the coming decade NO industry will escape profound digital disruption ... to the very nature of what it makes and serves. History has a way of repeating itself if you don't learn from it. If the rules make you number one somebody's gonna change the rules. Fundamentals: What do people want? What is the business moment here? If you don't think about the disruptive model to your business model, somebody outside will do it for you, FOC. Website 101 from Koh How Tze People, Process, Technology Trending Data, Historical Data Use data to predict before an accident happen. Algorithm is at work. Prices change at seconds. Not so much agree on above tabular info but just a note for reference purpose only. Notes taken from a speaker during  CIDB SICA 2018 at Berjaya Times Square Hotel Kuala Lumpur Slido Apps - The Ultimate Q&A and Polling Platform for Company Meeti...

When we want to help the poor, we usually offer them charity. Most often we use charity to avoid recognizing the problem and finding the solution for it. Charity becomes a way to shrug off our responsibility. But charity is no solution to poverty. Charity only perpetuates poverty by taking the initiative away from the poor. Charity allows us to go ahead with our own lives without worrying about the lives of the poor. Charity appeases our consciences. I believe that we can create a poverty-free world because poverty is not created by poor people. It has been created and sustained by the economic and social systems that we have designed for ourselves; the institutions and concepts that make up that system; the policies that we pursue. #WealthConcentration You change the system and people get out from poverty.  It is the ability to control capital that gives people the power to rise out of poverty.  ~ Muhammad Yunus, Banker to the Poor: Micro-Lending and the Battle ...

Super Panda team is working hard to achieve a total of at least 100 Panda Mural Painting across Malaysia.

《熊猫侠》进入电影筹募阶段。 目前有 熊猫壁画 遍布全马各地。

靠善意赚钱，同时行善兼赚钱。#社会企业 #加密电子货币 可参考 Dogecoin.com 法帝玛的故事 加密电子货币的远大展望并不在于有钱人蜂拥而入，推高价格，而在于穷人能够发现加密电子货币极为有用。 现在我们该探讨比特币最令人振奋的一大计划：让“无银行账户者”获得自由。 2013年9月，李松宜踏上她的第一次现场田野工作，参与反贪贫穷非营利组织世界展会在马利* 的一个影片拍摄团队。 马利马利波时刚经历残酷的内战，北方十室九空，全都蜂拥至南方的难民营。李松宜在那里认识了五个孩子的妈妈法帝玛（fatima）,他们住的“营区”其实更像永久住所。法帝玛的丈夫跟许多马利人一样到象牙海岸当移工，有机会就把钱送回家。而他的做法让年轻的李松宜留下深刻印象。 法帝玛的丈夫是靠人送钱回家。随便什么人，只要是前往他的妻子与家人的方向。法帝玛的家人没有银行户口，甚至没有身份证明。有时侯钱送的到。有时侯送不到。为了添补不可靠的收入来源，法帝玛给人当清洁工。如果还是不够，她年纪大一些的孩子也会去工作。 很重要的一点是，她有手机，一支5美元的传统功能手机。 “我不敢置信。”李松宜说。最后一点最关键。 没有存款账户，没有办法使用银行服务，新与市场的人民（在先进市场如美国，同样也有不少）很难长久累积财富。 这又是造成很多人陷入贫穷的另一个问题。对他们来说，追求其他自由，例如言论自由，都排在解决这些财务和经济难题之后。 比特比玩家猜想，摆脱这些难题的方法或许就在那一支5美元的手机，以及一个全新的行动货币系统。 * 马利是地球上最贫穷的国家之一，在联合国人类发展指数（Human Development index）的一百七十五，超过70%的人口生活在贫穷线以下。该国家要依赖农业，人均所得一年平均为500美元。当地努力提振观光业，但是该国家包括2012年政变在内的乱动历史，逼使像法帝玛那样的人远离家乡，使得观光业难以推动。 37coins was a bitcoin wallet provider headquartered in Sunnyvale, California. The company launched on December 31, 2013, and announced its closing August 12, 2015.[1][2] The comp...

How do you define money? We all use money in our daily life. But, do we really understand how money was created and how does the whole financial system works? For most of the people, it is just part of the life and as long as it is functioning as it supposed to be, who cares? What is money? How does it work? Get to know further about Currency Fiat Money Cryptocurrency in Block Chain Insider

After handling a few book editing and publishing projects, I think it is time for me to come out with my own book. First step, to update my personal profile. Koh How Tze Koh How Tze , an entrepreneur with a Degree of Bachelor of Engineering (Computer) from UTM, Skudai, Malaysia, had been serving clients from retail and servicing industry since the dinosaur age of the internet. He started his career as a programmer working on Web Based Retail Management System, during an era where people are still using dial-up connections with 56k modem (the fastest that time) to go “online”. He witnesses how the ICT industry and the internet grew from DOS based system to the modern days’ mobile system, to what it is today. Serving clients from start-ups to MNC throughout his 20 years career path (since 1997), he understands clearly the in and outs of web-based systems, which he advises, consults and integrates for many of his clients. One of the most successful implementation was a retail chain ...