How Tze 浩知

  小赌怡情，是堕落的开始；输钱皆因赢钱起。 酒后乱性，是犯贱的借口；酒后三分醒。 四大罩门：酒、色、财、气。 不赌不输，不喝不醉。 低级的欲望，放纵即可获得。 高级的欲望，需要高度的自律。 高级的欲望，比如： 1.健康的身、心、灵。 2.健康的财务。 健康与财富给你选择的自由 - 可以完全支配自己的时间。 时间才是最宝贵、最有限的资源，因为它就是生命。 真正的财富是金钱以外的无形资产。 金钱不过是工具，一堆数目字而已。 财富的最佳定义 = 你在不工作的情况下可以生存多久。 财务自由不是银行里有多少百万或几个亿，而是拥有足够的资产去产生源源不断，大过支出的收入。 财务自由 = 收入 > 支出 要避免手停口停，一定要 （1）固本培元，养生保健； （2）建立资产、资金池、连绵不绝的净现金流； 远离贪、嗔、痴三毒。 Money is not the goal. Freedom is the goal. Remember that.

完成了什么？ 沉淀了什么？ 如何体现价值？(Money talks, bs walks.) 必须是累积性增长的项目。 Global Goals: Every Achievement Counts Published "Global Goals: Every Achievement Counts" book over digital medium. Below are the available links:  1️⃣ U.S. (Amazon) https://www.amazon.com/Global-Goals-Every-Achievement-Counts-ebook/dp/B0D4Z6R88B 2️⃣ U.S. (Barnes & Noble) https://www.barnesandnoble.com/w/global-goals-koh-how-tze/1146457249?ean=9798350981285 3️⃣ UK (Amazon) https://www.amazon.co.uk/Global-Goals-Every-Achievement-Counts-ebook/dp/B0D4Z6R88B 4️⃣ Malaysia (e-Sentral) https://www.e-sentral.com/book/info/417321?srsltid=AfmBOoopSX1UFdTqFRq2v4R5L_O5pKvUqhHupbdINyIrL1XkePCd50sz 5️⃣ Switzerland (Lehmanns) https://www.lehmanns.ch/shop/wirtschaft/74333064-9798350981285-global-goals-every-achievement-counts 6️⃣ Japan (Apple Books) https://books.apple.com/jp/author/koh-how-tze/id1775689429 7️⃣ Netherlands (bol.) https://www.bol.com/nl/nl/p/global-goals-every-achievement-counts/9300000194648339/ 8️⃣ Taiwan (PChom...

Time flies. While it seems 2024 review and 2025 resolution be like yesterday, today already 11th day of 2025. Looking back, the difference between setting goals and not is obvious. Connecting The Dots For instance, my goal for 2023 was "to travel at least once a month" . Though not fully achieved, still get the outcome as the saying goes "aim as high as the sky so that at least you fall on the rooftop even if you do not make it."   For 2024, it was something like "let it be" in terms of go the distance. The report card? The travel timeline  above tells a lot. Speaks by itself. Clarity leads to power. Also, I noticed similarities among all destinations in 2024 - Shanghai, Labuan, and Hong Kong - they are all international financial centers. Aligned to the capital part of what I am doing. ABCDE the World is the key.  Things happen for a reason, and it will always be a good one. Where To, 2025 & Beyond? To set the stage and keep improving. Publishing th...

Education Studies show that all studies can be traced back to the guy with the most money. True education was to be restricted to the son and daughters of the elite. For the rest, it would be better to produce skilled workers with no particular aspirations other than to enjoy life. ~ G.Edward Griffin, The Creature from Jekyll Island Democracy Enlightenment 出世是偶然， 离世是必然； 只是怎样和几时的问题。 债务陷阱 债务回流 多极世界 (multi-polar world)

Action makes money Behavior keeps money Knowledge grows money After getting what you manifested, ask for discipline to keep it, and wisdom to multiply it.

  👆Case study: Image (left, LUNO purchase in 2017) from FB posting: https://www.facebook.com/share/p/188HTus8ne/ 9 March 2017 0.05551 Bitcoins = RM 300 18 Nov 2024 0.05551 Bitcoins = RM 22,689.789 A RM 300 investment in BTC on 9/3/2017 became RM 22,689.79 on 18/11/2024 That is ~ 75x 2 BTC Halving cycles, ~8 years. 1st halving 90x 2nd halving 60x 3rd halving 22x  4th halving (2024) = ? x If history does provide some clues, what would be the x for this 4th halving?  * * * * *  Note: As at Nov 19, 2024, 05:13 UTC, xe.com: 1 BTC = 409,213 MYR 1 MYR = 0.00000244371 BTC