The Most Powerful Man

Regardless if the currency is in yen,euro, or pesos, with the dollar as the reserve currency of the world, the Fed wields tremendous power of those currencies.

The Fed Chairman doesn't have to ask President Obama or the US Congress for permission to do what he wants. When Bernanke wants to print trillions of dollars,he doesn't have to ask permission. He has the ability to print trillions of dollars out of thin air. That's power.

The banks that caused the crisis were being bailed out at the same time millions of people were losing their jobs, businesses, and homes.

How would you like to have the ability to control the Fed, the US Treasury, and the mega-banks such as Goldman Sachs? That's power.

The TIME Magazine article was very kind to the Fed Chairman ... almost kissing his butt. They painted him as a simple genius, born for this time in history in order to save the world economy. Doesn't TIME know the Fed, with its power to print money and create massive debt, is the very organization that through its fiscal policies caused the crisis in the first place?

The Fed refuses to be audited. Can you imagine telling the US Congress to mind their own business if they asked to audit you? If we told a lowly IRS tax agent, "Bug off.How much money I have or don't have, and who I'm giving the money to, is none of your business," we'd be thrown in the slammer.


Recent Readings About Malaysia

The top 10 countries for 2010 by Lonely Planet

Malaysia often gets criticised as being mild in comparison with its grittier neighbours, Thailand and Indonesia. It’s true, natural disasters and coups only seem to happen across its borders, the roads don’t have too many potholes, buses and trains have air-con and plush seats, and hotels are of international standard. While troubles are few, visiting Malaysia lets you leap into the jaws of one of the most interesting parts of Southeast Asia’s roaring cultural smorgasbord – and not be too worried about it. Cheap connections to Europe and great exchange rates mean that you won’t get eaten up by your wallet either.

Malaysia Continues To Be A Competitive Investment Destination In Asia
- due to its well-developed physical and institutional infrastructure compared to other countries on the continent.
- a potential investment to tap into in the country, is the halal industry. Malaysia continues to make great strides in promoting its world class Halal hub.
- Located strategically within the Asia Pacific region, Malaysia is among the most developed countries in Asean.It is also recognised internationally as a modern and progressive Islamic country with an open economy offering competitive business incentives.
- Blessed with economic and political stability, the country is well positioned to become the leader in developing the halal industry.
- Malaysia's active role in the Organisation of the Islamic Conference (OIC) and its position as the home of the Islamic Financial Services Board (IFSB), further enhanced the country's standing as the market leader in the provisioning of halal products and services globally.
- Having taken the lead in the global multi-billion business of providing halal products and services, including Islamic finance,Malaysia has moved aggressively in the industry over the past few years
- Investors should know that under the Asean Free Trade Area (AFTA), products manufactured in Malaysia, which meet the Asean content requirements, enjoy preferential access in the other member countries.

Economy may face tougher times in 2010
- following concerns that the United States may be heading for a double-dip recession.
- There are worries that the growth momentum that we are seeing now -- not only in Malaysia but everywhere else -- is somewhat fragile because the growth that we are seeing in the United States and Europe and some other countries are very much driven by fiscal stimulus packages,
- the possibility of asset bubbles especially in China and many countries in East Asia and rising inflation
- all these countries had been printing money this year to finance part of their deficits.
- These extra money printed actually have not translated into higher prices because of repressed demand conditions. But once economy starts to recover, demand will begin to recover, there is a strong possibility of inflation reemerging. If inflation were to rise, countries like Australia and Europe which are very sensitive to inflation numbers, may jack up interest rates. And if they jack up interest rates, then I think it will scuttle the growth process



3M讀書會: 【好文分享】很Nice的八句話...

1.「傻瓜繳學費學習,聰明人以傻瓜繳的學費學習」-- 巴西諺語













2.「多數人的失敗不是因為他們的無能,而是他的心志不專一。」 ----吉魯德














3.「不要害怕你的生命會結束,而要害怕它從未開始。」 ----格雷斯•漢森











4.「沒有烏雲,沒有暴風雨,便沒有美麗的彩虹。」---- 芬生

















































- 15年前的中國,無論物資或基本建設,都比我國來得匱乏及落后。
- 許多人都知道中國有個QQ網很火紅。
- 如果一個人的職業生涯要走向專業,稍微宏觀或世界觀的想法,非常重要。
- 始料未及的是,劉勝義卻因為中國太多的發展機會“一去不回頭”,此后沒有想到返馬發展。
- 從當年剛到步時的迷茫,到見證今日的巨龍崛起,提到認為最大的改變時,劉勝義停頓了一下,思索好一會后才緩緩說出:“是人的改變。”
- 一個國家面對那么大的全球經濟危機挑戰,還能持續交出這么漂亮的成績單,管理的功力和智慧都很重要,而且管理還講究對于某種理念的持續。
- 人的素質在提升,以及人對未來盼望指數也比往年更高。
- 在中國“水土不服”,沒有改變觀念乃是最大因素,並早已習慣從自己的觀點出發。
- 屬于人才外流的他,以過來人的身分語重心長指出,政府應該避免人才外流,但當務之急必須了解人才的內心需求是什么,並強調以積效為導向的發展空間。
- “大馬要和中國競爭人才會很難,畢竟中國市場大、機會多;但大馬可從安全角度著手,要是治安不好,還有誰敢來?”
- 若要啟發一個人的激情,就必須讓他當作經營一份事業而非上班,這已是本質上最大的差異。
- 樹高千丈,落葉歸根

- 每個國家都有自己的問題,大馬這些遺留下來的狀況,至少現在的人要知道怎么去按部就班改正過來。



MOSO lifestyle

As the old saying goes "there is absolutely no certainty in the world except time and change".

Yes, at an epistemic level, only time and change remains a certainty in this world as we know it.

And as the dawn of a New Year approaches, if we take a look back at the year 2009, we see a multitude of changes that have occurred in just one year.

We might not be able to foretell the future but we are pretty good at speculating on what will happen tomorrow based on our current state of existence and how we intend to put things in motion.

Living a life with awareness in every single aspect of what we do, is probably the best way to prepare ourselves for the future. It could be the most careful and well thought out method.


MOSO is derived from the term Moderation Society. It is a network which seeks to promote a set of beliefs based on research conducted in 2005.

Moderation Society or MOSO is one way to approach the realm of change no matter how it manifests itself.

This movement's mission is to introduce the philosophy of a sufficiency economy into the daily lives of people. The question is, how do they build upon this and sell it to the masses?

A network was developed to complement a series of movements in the guise of several activities under the theme "Focusing on Awareness Over Money".

This meant taking the middle way in living your life. No luxuries or excesses, yet not going overboard by penny-pinching.

Everyone and anyone can be a MOSO member regardless of one's social standing in society.

Be Slow To Buy

Life's necessities for most of us can be boiled down to four basic requirements: food, clothing, medicine and shelter.

However the modern world has given several interpretations of the generic definition of basic necessity. I am talking about telecommunications such as the mobile phone, computers and the automobile.

Being part of the MOSO community doesn't necessarily stipulate that you have to abstain from all of life's comforts, so to speak.

What is required is that you are more careful in choosing and buying what you need.

Take for example, the use of a simple personal account of your income and expenses, in addition to a household account. If you need to purchase something, don't do it on the spur of the moment. Be slower in the buying process. Try out the expense account concept.

Say you want to buy a new computer on a 20,000 baht budget. Set a timeframe for consideration and a rationale for this purchase - say 15 days to one month.

When this time elapses and you are still able to get through life without a new computer then this purchase is not a necessity. You don't need it for Christmas, Songkran, Valentines Day or any other festive holiday that usually stimulates the urge in many people to go out on a spending spree.

Change your outlook. Are there other kinds of presents that we can give our loved ones without having to spend anything at all or spending as much?

Now that you are buying slower you should be able to look at a new measure called the "Buy Nothing Day". Try it once a month and then progress to a weekly basis. This special day should be devoted to just buying food only.

If you can do this on a more frequent basis until it becomes a daily activity, you will discover that you can actually attain happiness without buying anything at all.

Spiritual Happiness Reigns Supreme For Moso Members

As we welcome in the New Year, it should be noted that this should be regarded as an opportunity for everyone to take a step back and think about doing new things. And of course always being aware of your decisions.

The end result will be sustainable happiness that does not rely on wealth and money.

Try it frequently and you could discover that doing things slowly, with a more well thought out approach, can generate an unbelievable level of spiritual happiness within.


Bangkok Post
Be aware to take care
Economic sufficiency using the MOSO lifestyle

* Published: 24/12/2009 at 12:00 AM
* Newspaper section: Mylife


CoTR Notes (2)

It is interesting to note how hungry the people of emerging countries are to learn.

One advantage of writing online was that I could write about things as they were happening. I could write about history as it's being made.

Desperate people do desperate things.

Because our political leaders are in trouble, they're handing out more money. They are desperate, and they don't want to lose their power.

A German style hyperinflation is good for those who know how to borrow tens of millions of dollars at extremely low, non-recourse, fixed, forty-year interest rates, and how to invest those dollars into real assets that produce steady cash flow.

Everyone needs a place to live, and we provide safe, well-maintained apartments at reasonable pricing. That's a recipe for success. We continue to operate at a 92 percent occupancy rate, which keeps the cash flowing.

Take care and stay vigilant. You are witnessing the greatest wealth transfer in the history of the world, and I want to see you prosper. ~Robert Kiyosaki


Crisis or opportunity,it's up to you.

As most of the world knows by now, the Fed and most of the world's governments are printing money. In fact, they've printed more money in one year than has been printed in the last one hundred years. So the question is, where has the money gone? If trillions have been printed, why are so many businesses failing, why is unemployment climbing, and why are homes being lost to foreclosure? Some people have received a lot of money, but have YOU received your share of bailout money?

Everyday, the Fed is printing tons of dollars. The problem is that this hot money is not getting into the hands of those who need it most. The money is going to those who have connections. The top groups to receive this hot money are the US government, foreigners who borrow the money at zero percent interest, Wall Street, and big corporations. There is not much left over for ordinary people. This is why foreclosures increase, small businesses fail, and unemployment increases.

If you are rich and know how to borrow money, there is a lot of federal money waiting for you. The Fed is printing money, but you have to know how to borrow it.

There is a lot of money looking for smart people, so please do not use the excuse, "I don't have any money." If you get smarter, money may start looking for you.

Those that know how to short the market or use put options will grow rich off those investing for the long term. Obviously, study and take courses before risking your money in ANY market.

Since our schools do not teach us much about money, it's up to you to invest in your financial education. The worst thing you can do is follow the old financial advice of, "Work hard, live below your means, save money, get out of debt, and invest for the long term in mutual funds." That is disastrous financial advice.

Why work harder when the government is raising taxes? Why live below your means when inflation is on the horizon? Why save money when the government is printing money? And why invest for the long term in the stock market when interest rates are near zero? All the Fed has to do is raise interest rates and the stock market will crash as money runs into the bond market. Don't take any advice at face value. Get your own financial education and follow the advice that you think is best for you.

This crisis will go down as the biggest wealth transfer in the history of the world. That means that many of today's rich and middle-class will be tomorrow's poor. A wealth transfer also means that even if you are poor today, you could be rich tomorrow. This is the crisis you have been waiting for. It could be your biggest opportunity, but that depends upon you and the choices you make.

Crisis or opportunity,it's up to you.

There are trillions of new counterfeit dollars floating throughout the world. If you do nothing, these counterfeit dollars will steal your wealth via taxes, debt, and inflation. Workers and savers will be the biggest losers.

So where is all the money going to? It's going to those who have a great outlook on life, know the old economy is gone, and live life according to the new rules of money.


六堂课 * 富爸爸不愁穷









CoTR Notes

Since the year 2000, all you would have had to do was watch the Fed print money and then buy gold and silver. In 2000, gold was approximately $275 an ounce, and silver was $4.75 an ounce. Today, an ounce of gold is pushing $1,200, a 430 percent increase; and an ounce of silver is $18, a 380 percent increase. Keep your eye on the ball. Keep up your financial education and don't go into cruise control. Anyone can look smart in a bull market, and most look like fools when that market crashes.

After 1971 all major currencies of the world became debt - bonds backed by governments promising that tax payers would pay for the debt via taxes. In other words, after 1971 taxpayers were paying for the blunders of the rich. The rich who made the mistakes will keep the money they made, and the taxpayers will bail them out. Dubai is not the only country doing this. The US, Japan, and England are doing the same. If there is anyone to cry for it is the poor and middle class who ultimately pay the price. And the highest price is the lack of financial education in the world's educational systems.

"If the American people ever allow private banks (the Fed) to control the issue of their currency, first by inflation and then by deflation, the banks and corporations that grow up around them will deprive the people of their prosperity until their children will wake up homeless on the continent their fathers conquered." ~ Thomas Jefferson (over 200 years ago)

Now that the economy has crashed, the rich get richer, even as unemployment and homeless grows in America.As homelessness rises, so does crime.

How can there be honesty if there is no transparency? What are they hiding? What is it they don't want us to know? Are our leaders that powerless? How much power do multinational banks and corporations have? What power do you and I have?

Recommended Readings: The Creatur from Jekyll Island - Edwards Griffin


Gold and Silver

China is the biggest miner of gold. China is now encouraging its citizens to hold gold and silver.

What will happen when the average American wakes up and begins to buy gold as India and China are doing? Will gold be the next bubble? Today, there is less than one ounce of gold for every person on Earth. There is even less silver per person. And yet, there are tillions of new conterfeit US dollars.

As long as the Fed is printing money, don't save dollars - save gold and silver.

While gold has been hoarded, silver is being consumed in the electronics industry. Silver is used in every cell phone, computer, and gadget. Silver's only problem is that it is not considered money by central banks - but it is considered essential in industry.

With silver under $20 an ounce and gold over $1000 an ounce, silver offers the little guy the last opportunity to save real money rather than counterfeit money.

1 ounce = 28.3495231 grams

Words of cautious: There are LOTS OF SCAMS out there. Invest wisely.


Mad Magazine

Sometimes all you can do is laugh at absurdity..

"In a real capitalist society, when companies fail, they go out of business. But in the U.S. some companies are designated as "too big to fail" and get special treatment. These behemoth institutions are actually allowed to steal money, screw investors, post record losses and still pay out millions of dollars in bonuses to the greedy, incompetent, reckless, white collar, criminal executive scumbags who run them. President Obama was so upset about this that he gave a disapproving speech to Congress before signing off on a multi-billion dollar government bail-out plan. Ain't that America! "~ Corporate Bailouts, Keeping Bad Companies (Mad Magazine, Jan 2010 Issue)

The rich who control our world banks have more power than the President of the United States. Mad Magazine may be satire, but what they write it is the sad truth.

President Obama states he is upset, yet he must sign multi-trillion dollar bailout plans... bailouts that reward the rich and crush the poor and middle class, the very people who work, pay taxes, save, and invest for their retirement and college education in the stock market.

The rules of money are written for the rich - at the expense of everyone else.

Unfortunately, that is the real America and that is why so many Americans are angry... but not yet mad.

While a weak currency promotes jobs, it also screws the country's worker. Printing of more money will ultimately increase the taxes, cause inflation for things like groceries, and at the same time rob savers by devaluing their reserves. And as the government robs the poor and middle class, it rewards the rich.

Today, the stock market climbs steadily because the bond market is paying less than zero. As money flows into the world's stock markets, the rich who control the stock markets get richer. As the stock market climbs, the rich are slowly withdrawing their funds, making profits as your retirement and college savings plans prop up the market.


Money is an Illusion

The most valuable resource we have is our time, not our money. It is the only limiting factor, and we never know when it will cease to exist.

We may think we like money, but what we really like is what we can do with money.

Rich people have a lot of money; wealthy people have a positive flow of resources.

The real measure of wealth is the flow of resources. When we think about resources instead of money we create and discover new opportunities.

It is what we expect to do with money that empowers us to have more.

Our most limiting factor in life is time, not wealth.

When we learn to balance our lives in ways that give us time to enjoy, to learn, to help others, we are wealthy.

When we realize that we can have a great time without spending money, money becomes secondary to happiness.

Wealthy people have broken the ties between success and money and wealth and money.

Success is being able to do what you are absolutely passionate about doing; being wealthy is having more resources than you need because you created them.

Assets don’t measure wealth; value does.



Buckminster Fuller - Everything I Know

You never change things by fighting the existing reality.
To change something, build a new model that makes the existing model obsolete.

Bucky Fuller was concerned with the question “Does humanity have a chance to survive lastingly and successfully on planet Earth, and if so, how?“

Considering himself an average individual without special monetary means or academic degree, he chose to devote his life to this question, trying to identify what he, as an individual, could do to improve humanity’s condition, which large organizations, governments, and private enterprises inherently could not do.

You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.

During the last two weeks of January 1975 Buckminster Fuller gave an extraordinary series of lectures concerning his entire life’s work entitled Everything I Know.