Understanding History

The stock markets, as well as gold an silver prices, are rising because trillions of dollars have nowhere else to go. With bond markets paying near zero percent interest and real estate prices failing, cash needs to find a home somewhere.

If a currency stands still, as it does in a bank or retirement account, it loses purchasing power due to inflation, which generally outpaces the small returns those accounts provide.

It is financial suicide to be saving money at nearly zero percent interest when the Fed and the Treasury are printing trillions of dollars. The reason for zero percent interest rates is to force people into riskier investments such as the stock market. As the Fed prints money, gold and silver will continue to climb in price as the dollar drops in value. Poor savers. This is what happens when people have no financial education.

Understanding history allows you to see and prepare for the future. For millions, the future is very dark, and for others, this transfer of wealth is a once in a lifetime blessing.

Take action to ensure you are not trapped in part of the middle class that is sliding into poverty.

To operate by the rules of the rich, not the rules of the governments controlled by the rich.














举例,1998 至 2002 年东亚金融危机爆发时,中国面临通缩压力,促使该国政府连续 5 年推行放松货币和财政扶持政策,不仅让政府负债从占经济成长 3% 提高到 36%,货币供给也大量增加。



相关1907 年银行危机



Robbery and Guards; Medical Jokes

Kee's World by CW Kee

Insanity Streak by Tony Lopes

OK Mr Conran, Cardiology is on Level 12, unfortunately the lift is out, so you'll have to take the stairs....


The End of An Empire

The dollar is losing its power as the reserve currency of the world. In other words, the American empire of debt is coming to an end.

Financial Times, September 22,2009 "After months of threats, President Mahmoud Ahmadinejad has decided to replace the dollar with the euro in its oil stabilization fund. He did so under recommendation by the funds directors."

Brazil recently agreed to trade with China in yuan, not dollars. This is one more nail in the coffin of the US dollar.
Just as a bank will ultimately cut your line of credit, the world is beginning to cut its line of credit to the US.

The world understands what President Obama means when he says, "Quantitative easing."

Quantitative easing is government jargon for printing money.

The words "quantitative easing" may fool unsophisticated people, but people with financial knowledge know what is going on. Smart people know that cash is trash.

If the US keeps printing money rather than solving our problems, the dollar "may" deteriorate as the reserve currency of the world and become laughing stock of the world. Is this the object of the conspiracy?

When the Fed was asked what it has done with over two trillion dollars, the Fed answered that US citizens have no right to question or audit the Fed.

The Roman Empire collapsed when it began shaving the edges of gold and silver coins and mixing them with cheap base metals such as copper.

In the name of power and greed, the Roman Empire cheated its own people.

All empires collapse when governments begin playing games with their money supply.

The President of Iran may not be popular, but he is not stupid when it comes to money. Like the leaders of China and Brazil, they do not want to be victims of the Conspiracy of Rich, nor should you.


Car Stolen Updates

Just a log.

Car lost on 7th Oct.
Car found on 13th Oct.

Attached the newspaper cutting with photo of the car.

Just checked out the car condition at IPD PJ 14th Oct. 6 bullets eaten.. by the car... must be a heavy chasing as in the newspaper report.

Online version:


On Thu, Oct 8, 2009 at 7:31 PM, Koh How Tze <howtze@gmail.com> wrote:
Dear friends in KL,

Just some updates, my car was stolen at The Mines.


Crime Scene for Stolen Car at The Heritage

They left only a broken left side rear sit triangle windows.

The CCTV was blocked by a tree










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Income gap widens as poor take hit in recession

Census: Income falls for all groups, but those at bottom feel worst effect

The recession has hit middle-income and poor families hardest, widening the economic gap between the richest and poorest Americans as rippling job layoffs ravaged household budgets.

The wealthiest 10 percent of Americans — those making more than $138,000 each year — earned 11.4 times the roughly $12,000 made by those living near or below the poverty line in 2008, according to newly released census figures.

Unemployment hurts normal workers who do not have the golden parachutes the folks at the top have.

They said while the richest Americans may be seeing reductions in executive pay, those at the bottom of the income ladder are often unemployed and struggling to get by.

Income at the top 5 percent of households — those making $180,000 or more — was 3.58 times the median income, the highest since 2006.

The 2008 figures come from the Current Population Survey and the American Community Survey, which gathers information from 3 million households. The government first began tracking household income in 1967.



Federal spending

As consumers closed their wallets, Uncle Sam opened his with one of the biggest spending programs in history, roughly $1.5 trillion in less than a year. Some $700 billion went to shore up shaky banks; another $787 billion paid for tax cuts and a surge in spending on new roads, green technology and a host of other projects designed to pump dollars into a shrinking economy.

A separate alphabet soup of money transfers from the Federal Reserve added another $1 trillion, much of it to guarantee loans and buy up bad investments from banks that couldn’t sell them, freeing up cash for them to lend.

The strategy seems to have worked, and much of the planned direct government spending is still in the pipeline. The hope is all that federal spending gets the gears of the economy turning again with enough momentum that as the federal spending spigot starts to slow down, other sectors of the economy will take up the slack.

But that plan comes with potential pitfalls. At some point, the Federal Reserve will have to unwind its trillion-dollar infusion of cash or risk igniting another asset bubble or nasty round of inflation. If it unwinds too quickly, it risks setting off another panic in the financial markets. If it leaves its policy in place too long, bankers will assume they can keep making risky loans and sell them to the Fed if they go bad.

“I believe they will continue to wind those (Fed backstops) down gradually,” said William Isaac, a former head of the FDIC. “We need to take sort of baby steps: take them down a little bit, see what happens, and take them down some more. Because we need to wean the markets off of these things. We can't keep them there forever.”

The government’s direct spending is being funded entirely with borrowed money, which is fine as long as investors keep buying U.S. Treasury debt. If they begin to lose their appetite, that could force interest rates higher, creating a big problem for businesses and consumers who need to borrow money.