If I have seen a little further, it is by standing on the shoulders of giants. 海纳百川,故成其大。
2009-11-30
The Millennium Wave
2009-11-27
Money & You Rules
Why are rules so important? Because in the absence of rules, people make up their own.
Here are the rules we play by:
1. Be willing to support our purposes, games, rules and goals.
2. Speak supportively.
3. Acknowledge whatever is being communicated as true for the speaker at that moment.
4. Complete your agreements:
a) Make only agreements that you are willing and intend to keep.
b) Communicate any potential broken agreement at the first appropriate time.
c) Clear up any broken agreement at the first appropriate opportunity.
5. If a problem arises, first look to the system for corrections and then communicate your solution to the person who can do something about it.
6. Be effective and efficient (Optimize every event … more with less).
7. Have the willingness to win and to allow others to win (win/win).
8. Focus on what works.
9. When in doubt, check your intuition.
10. Be responsible – no lay blame or justification.
11. Hold the person “innocent” until proven “guilty”.
12. If an upset lasts longer than 50 minutes, the upset party(s) to seek support, from a neutral third party.
2009-11-25
美元的结局:有控制的归零 (美元崩溃决不意味着美国崩溃)
Unfortunately, it is always the little guy that is the last to know, which may be why he is the little guy in the first place. It's OK to be a little guy, but please do not be the last to know.
如何才能看清真相,以何种态度理解当今世界运作的真实状态,这是现实社会中每一个具有独立思考能力的成员都必须要严肃面对,认真思考的重大问题。
------------------------------------------------------------
美元崩溃决不意味着美国崩溃,相反,在赖掉所有美元债务后,美国反而得以轻装上阵。
在拥有强大的军事力量、科技创新能力和丰富的资源基础上,美国通过“破产保护”,彻底摆脱债务纠缠,更改世界货币游戏规则。
最终,美国将拿出它压箱底的 8100 吨黄金储备和 3400 吨 IMF 黄金,此时,美国为了“拯救货币信用”,不得不将“新货币”与黄金挂钩,以取信于天下。
当然,世界上缺少黄金储备的国家将是最大输家。
届时,美元失去的不过是一条“债务的锁链”,而得到的将是一个金光灿烂的全新世界。
我们会重蹈 1923 年德国超级通货膨胀的覆辙吗?如果会,那么极少数人开始大规模做空美元就是一个危险的信号弹。
美元的结局:有控制的归零 (Scanned from Currency Wars 2, 宋鸿宾 - 货币战争 2 金权天下):
Page 1:
http://corporatejourney2u.com/businessresources/viewimage.php?imagesrc=ending-USD-1.jpg&pagetitle=ending-the-US-Dollar
Page 2:
http://corporatejourney2u.com/businessresources/viewimage.php?imagesrc=ending-USD-2.jpg&pagetitle=ending-the-US-Dollar
2009-11-24
权力金字塔及世界政府
Bretton Woods Agreement and The US Debt
US deficit for 2009
Sometimes it is difficult to understand what this all means because experts use strange jargon, words such as "quantitative easing" which means the government is "printing money". It is also difficult for honest people to understand how bankers can print money and collect interest on counterfeit money.
This printing of counterfeit money robs us all, including foreign central banks, because the dollars and bonds we are holding are dropping in value.
The US government is using inflation to steal from its own citizens by devaluing their labor and savings. In other words, the more counterfeit dollars the US prints, the more dollars it takes for you and me to live.
Life is about to get hard for Americans as the world says,"We do not trust your dollar."
If the world's central banks stop buying our bonds and dollars, the US will have to raise interest rates, which will crush the stock market. If higher interest rates do not work, then the US will have to print even more money, possibly leading to a hyperinflationary state, once again stealing from those that work for and save money.
The rich know how to print their own money like the Fed - it's the middle-class that is most affected by the financial crisis.
Bretton Woods Agreement and The US Debt
2009-11-23
Corporate Journey Business Resources (101-110)
109. Business Attire for Women
108. Fargo-Moorhead Business
107. Business Plan Outline
106. How to Write A Business Proposal
105. How to Write A Strong Executive Summary for A Business Plan
104. Business Continuity Plan
103. Small Business Financing Orange County
102. Business SWOT Analysis
101. Small Business Merchant Accounts
2009-11-22
Bretton Woods Agreement and The US Debt
2009-11-21
The Global Banking System As A Vampire
2009-11-20
2009-11-19
2009-11-18
2009-11-17
Money is a Handicap
When money is involved, people focus on how much money something is worth.
Without money in the equation, the entire focus moves to value.
When we focus on value we can create exchanges where all parties come away feeling like they got more than they gave.
The convenience of using money can also stop you from thinking creatively.
Training your mind to solve problems without money is a skill that is truly priceless.
Creating Wealth from Nothing
One Red PaperClip : http://www.youtube.com/watch?v=BE8b02EdZvw&feature=player_embedded
2009-11-16
2009-11-15
Business Resources at Corporate Journey Revamped Site (updates)
99. Business to Business Schema
98. Business Phone Etiquette
97. Nonverbal Communication in Business
96. Benefits of Intranets to Business
95. Business Ethics Necessary Benefit
94. Michigan Small Business Web Design
93. Business Slogans
92. Proper Business Letter Format
91. Retail Stores Going Out of Business Dallas Area
2009-11-14
One Thing You Don't Need To Be An Entrepreneur: A College Degree
Entrepreneurs don't need degrees like lawyers and doctors do.
They are credentialed by virtue of their track record.
The first startup is hard but if they make that one work, they end up with something much better than a college degree. They have a notch in their belt. They've got a track record of success.
Even if the first one is a failure, I'd say that they've got something more than a degree. They've shown they can start something from nothing, build a team, a product, and maybe even a business.
We've been spending a lot of time lately thinking about, talking about, learning about, and looking at the whole education sector.
Education is critically important. But you don't have to go to school to be educated and if being an entrepreneur is your goal in life, that's even more true.
http://www.avc.com/a_vc/2009/02/one-thing-you-dont-need-to-be-an-entrepreneur-a-college-degree.html
2009-11-13
We are living through an entrepreneurial revolution, on a global scale
When you work for others, you are at their mercy.
They own your work; they own you. Your creative spirit is squashed.
What keeps you in such positions is a fear of having to sink or swim on your own.
Instead you should have a greater fear of what will happen to you if you remain dependent on others for power.
Your goal in every maneuver in life must be ownership, working the corner for yourself. When it is yours, it is yours to lose -- you are more motivated, more creative, more alive.
The ultimate power in life is to be completely self-reliant, completely yourself.
You came into this life with the only real possessions that ever matter -- your body, the time that you have to live, your energy, the thoughts and ideas unique to you, and your autonomy.
But over the years you tend to give all of this away. You spend years working for others -- they own you during that period. You get needlessly caught up in people's games and battles, wasting energy and time that you will never get back. You come to respect your own ideas less and less, listening to experts, conforming to conventional opinions. Without realizing it you squander your independence, everything that makes you a creative individual.
Before it is too late, you must reassess your entire concept of ownership. It is not about possessing things or money or titles.
You can have all of that in abundance but if you are someone who still looks to others for help and guidance, if you depend on your money or resources, then you will eventually lose what you have when people let you down, adversity strikes, or you reach for some foolish scheme out of impatience.
True ownership can only come from within. It comes from a disdain for anything or anybody that impinges upon your mobility, from a confidence in your own decisions, and from the use of your time in constant pursuit of education and improvement.
Only from this inner position of strength and self-reliance will you be able to truly work for yourself and never turn back.
Understand: We are living through an entrepreneurial revolution, on a global scale.
The old power centers are breaking up. Individuals everywhere want more control over their destiny and have much less respect for an authority that is not based on merit but on mere power.
We have all naturally come to question why someone should rule over us, why our source of information should depend on the mainstream media, and on and on. We do not accept what we accepted in the past.
Where we are naturally headed with all of this is the right and capacity to run our own enterprise, in whatever shape or form, to experience that freedom.
We are all corner hustlers in a new economic environment and to thrive in it we must cultivate the kind of self-reliance that will help push us past all of the dangerous dependencies that threaten us along the way.
Think of it this way: dependency is a habit that is so easy to acquire.
We live in a culture that offers you all kinds of crutches -- experts to turn to, drugs to cure any psychological unease, mild pleasures to help pass or kill time, jobs to keep you just above water. It is hard to resist.
But once you give in, it is a like prison you enter that you cannot ever leave. You continually look outward for help and this severely limits your options and maneuverability. When the time comes, as it inevitably does, when you must make an important decision, you have nothing inside of yourself to depend on.
Before it is too late, you must move in the opposite direction.
You cannot get this requisite inner strength from books or a guru or pills of any kind.
It can only come from you. It is a kind of exercise you must practice on a daily basis -- weaning yourself from dependencies, listening less to others' voices and more to your own, cultivating new skills.
As you progress on this path, you will find that self- reliance becomes the habit and that anything that smacks of depending on others will horrify you.
Related: Retire Young Retire Rich
One Thing You Don't Need To Be An Entrepreneur: A College Degree
Full article:
http://www.huffingtonpost.com/cent/make-everything-your-own_b_356915.html
2009-11-12
401(k) for Dummies
2009-11-11
10 Tips to Overcoming your Personal Financial Crisis
1. Know that this is about YOU. It’s not about the economy. There are many people making money when others are not.
2. Determine what you are good at and what will bring you money now. Not later – now! Don’t worry about the tasks. Some of us had to roll up our sleeves and do jobs we had paid others to do for many years.
3. Focus on income generating activities. Let go of all those things that waste your time and don’t bring in the cash flow that you need.
4. Tighten up your belt. No new clothes, cars, or any other doodas that are not going to create money for you. You now spend money only on those things that will make you more money.
5. When you’re done with your personal financial crisis, keep your agreements and pay everyone back. If you cannot do that for years, create new agreements as necessary.
6. Do a good transformational program that will “kick-start” you in making new decisions and creating new references for yourself.
7. Surround yourself with loving and supportive people – particularly a good mentor – who will tell you the truth and give you good feedback to accelerate your progress towards getting back on your feet.
8. Do something once a day and one day a week that brings you pleasure. Exercise, ride your bicycle, spend time with your loved ones, watch your favorite program, read a novel… This is crucial to keep your spirits up.
9. Don’t make yourself wrong – forgive yourself for things that you think you could have done differently.
10. Keep taking action… Your life will turn around!
2009-11-10
Business Resources at Corporate Journey Revamped Site (81-90)
90. Is Sears Going Out of Business
89. Is CompUSA Going Out of Business?
88. Crocs Going Out of Business?
87. International Business Machines Confidential
86. Business Ethics Cases
85. Business Cycle Graphs
84. Women Starting A Business Grant
83. Cape Cod Business Law
82. Grants for Starting A Business
81. Business Relocation West Fargo
2009-11-09
Being Ethical and Sustainable
She offers the auto industry as an example: In the late '60s, she says, when the Clean Air Act was being deliberated in the United States, American carmakers spent millions lobbying against it, while Honda decided to develop more energy-efficient cars.
"Honda's cost was on innovation and thinking about how the future might be, and making a product that might fit the future better," says Hertz. "The other companies were spending their money on stopping the future from happening. In that case, Honda won."
Likewise in Holland, where, Hertz says, after the financial crash, "there was a huge flight of money from all the normal banks" into Triodos and Rabobank, both known for being ethical and sustainable.
Those who resist, she says, will be left behind.
http://www.fastcompany.com/magazine/140/cassandras-revenge.html?page=0,4
2009-11-08
How an Economist's Cry for Ethical Capitalism was Heard
BY: DANIELLE SACKS
markets need to serve the interests of people as much as they serve companies or shareholders.
urging a more ethical form of capitalism.
If the surge of corporate power was going to leave governments relatively impotent, then those corporations themselves needed to fill the void.
both economics and business need to be put back into the human social context.
globalization isn't just allowing companies to trade freely all over the world. It's about what types of rights and responsibilities come with that
I have problems with this very extreme form of capitalism where the pendulum has swung so far in one direction, where the focus is completely on the short term, and no one is thinking about the consequences.~Noreena Hertz
there would be dire consequences if unregulated markets were rewarded for success but not penalized for failure.
Companies should be financially motivated to behave in ways that benefit everyone. Where government lags, corporations will put pressure on the state; government, conversely, will impose more regulation on corporations as necessary.
navigating the postcrisis world. "The last 18 months have taught us that we need new thinking," ~ Colin Byrne
"I have to decide what's the best use of my time. I like seeing the world, I like thinking about the world, but ultimately I need there to be some sort of practical outcome, which is about improving the world, making things better." ~ Noreena Hertz
History was happening and I could be part of that
how an economy functions is not just about a market anonymously distributing things but also the way people relate to each other, their beliefs, the way power is distributed.
corporations were gaining power at the expense of society and democracy.
Greenpeace activist ("A system where the corporation is king, the state its subject, its citizens consumers")
an effective instrument for change.
When the financial crisis hit in September 2008, declaring the end of the Reagan-Thatcher era in which unregulated markets had more power than governments, risk was seen as a public good, success was measured only by GDP, and the aggressive expansion of Anglo-American capitalism had left the world an "interconnected mess of a system." She wrote: "We are witnessing the death of a paradigm."
making sure that senior management in these large companies is engaged with the most important issues of the postcrisis world
the financial meltdown as not only a failure of the laissez-faire market, but also -- and more important -- a failure in thinking. "People either ignored the unknowable or purposely disregarded the facts,"
Banks were encouraged not to question models that were delivering otherworldly results, and economists were perpetuating myths -- that housing prices would continue to rise, for example -- based on patterns of the past.
things are going to happen that will have nothing to do with the past. We have to admit we cannot know everything. Otherwise you're not dealing with the real world, which is messy and complicated.
if the company maintained its CEO-centric culture, in which voices from below couldn't make themselves heard, it would continue to operate with blinders on. "Companies have a choice at this moment as to which side of the fence they're on,"
Co-op capitalism - co-ops work within a market-economy framework and are profit oriented, but because workers all own shares in the companies they work for, a long-term focus and a desire for collective success are built into the system.
even though many necessary shifts -- like caps on banker pay -- haven't happened yet, there are already indications that challenges to laissez-faire capitalism are taking shape. Anglo-American market dominance, she says, will be contested by emerging economies like those of Brazil, China, and India, whose votes are likely to be given greater weight by the World Bank and the IMF. At the same time, some countries are starting to question the notion that mere GDP defines success. France, based on recommendations from Nobel Prize economists Joseph Stiglitz and Amartya Sen, recently announced it would de-emphasize GDP in favor of other factors such as quality of life and the environment.
a country's "health" most often correlates with its levels of inequality, now at an all-time high in the United States.
Notes from:
http://www.fastcompany.com/magazine/140/cassandras-revenge.html
2009-11-06
2009-11-05
7 Powerful Principles Entrepreneurs Live By
by DC Cordova
The Universe Will Not Deny You Anything. Only You Can Do That. -G.S.
http://www.facebook.com/note.php?note_id=167662622905&ref=nf
2009-11-04
日本老人vs印度窮人
天下沒有相同的市場,如果可以發掘出一個市場的特質,好好經營,一家公司的發展將無可限量。
譬如說,日本的老人市場、印度的窮人市場,都讓不少公司撈得盤滿缽滿。
日本人口老化問題嚴重,最新官方數顯示,老人比例至今佔日本總人口近四分一,超過65歲的人口達2898萬人,按年增加了80萬。
如果大家都以為年輕人是消費主流,忽略樂齡人士市場,等於放棄一塊發展潛能龐大的市場,日本企業礙於老人比例增加而紛紛開發出五花八門的產品和服務,代表作是老人手機。
日本的老人手機功能完善,強化了手機鍵盤大、聲音大、字體大、圖示大等基本功能,不僅在當地掀起風潮,甚至這些手機也開始登陸台灣、香港,甚至大馬等老年人口增加的市場。
印度的窮人市場火熱,最近《華爾街日報》更以“印度企業的新市場”發表專題,指“印度企業一直依賴發達國家的二手技術,現在它們為服務窮人這一待開發市場而正成為創新尖兵”。
除了震驚世界的2200美元Nano汽車,印度企業也為窮人研發出200美元的便攜式銀行:把提款機濃縮到智能手機和指紋掃瞄儀中,讓印度存戶在任何一個角落,以指紋掃瞄儀證明身份,並通過手機進行交易。
日本老人、印度窮人的生意,一開始並沒有人當真,因為覺得利潤不高,大家只是試試看開發這些市場,可是現在現在這些物品和服務越來越受企業關注,他們也願意撥出更多的研發款項,在正面循環下,這些效應會逐步擴至其他市場。
大馬也是非常特別的市場,我們可以從中發掘哪些商機嗎?
2009-11-03
Business Resources at Corporate Journey Revamped Site
49. Health Wealth and Happiness
48. Earn Extra Income | Generate Extra Income
47. Earn Extra Income | Earn Extra Income At Home
46. Business Startup Capital
45. Seed Capital Funding
44. Angel Investor Capital
43. Franchisor Franchisee
42. Master Franchising
41. Owning A Franchise
40. Beauty Salon Franchise
39. International Franchising
38. Egalitarian Societies
37. Robert Kiyosaki Book
36. Retirement Asset Allocation
35. Tactical Asset Allocation
34. Dynamic Asset Allocation
33. Online Investing for Beginners
32. Adsense Cash
31. Netpreneur
30. Investments for beginners (Part 2 of 2)
29. Investments for Beginners
28. Risk Appetite
27. Cashflow Business
26. Creating Wealth from Nothing
25. Passive Business Income
24. Voodoo Economics
23. Residual Income Opportunity
22. Earn Residual Income
21. Build Residual Income
20. Self Made Millionaire
19. Purposeful Life
18. Becoming A Millionaire
17. Optimize Landing Page
16. Adsense Income
15. Promotional Effectiveness
14. Goose that Laid the Golden Egg
13. Automated Income Stream
12. Present Value of Income Stream
11. Resale Rights eBooks
10. Two Tier Affiliate Programs
9. Adsense Revenue
8. Internet Income Blueprint
7. Multiple Streams of Passive Income
6. Earning Extra Income
5. Passive Residual Income
4. Retire Young Retire Rich
3. Starting Web Based Business
2. McDonalds Corporation
1. Warren Buffet Quotes
2009-11-02
高种,有备无患,翻身
一个梦是梦到自己在墙上种白菜;第二个梦是下雨天,他戴了斗笠还打伞;第三个梦
是梦到跟自己心爱的姑娘背靠背的躺在一起。
这三个梦似乎有些深意,秀才第二天就赶紧去找算命先生解梦。算命先生一听,连拍大腿说:"你还是回家吧,你想想,高墙上种菜不是白费劲吗?戴斗笠打雨伞不是多此一举吗?与心爱的人背靠背睡在一起,不是没戏吗?"
秀才听了,心灰意冷,回店收拾包袱准备回家。
要留下来。你想想,墙上种菜,就是'高种'呀,戴斗笠打伞说明你这次是有备无患
啊,跟心爱的人背靠背躺在一起,就是说你翻身的时候到了。"
和消极行为影响你。
2009-11-01
Business Corporate Journey Resources
80. Free Business Proposal Letter Sample
79. Dialysis Business Proposal
78. Restaurant Business Plan Software
77. Sample Letter of Cancellation of Business Contract
76. Unethical Business Practices
75. A Definition for Business Ethics
74. Sample Letter of Business Closure
73. How To Start A Petting Zoo Business
72. Checklist For Starting A New Business
71. Motivational Business Quotes
70. Think and Grow Rich eBook
69. Think And Grow Rich Secret
68. Anthony Robbins Quotes
67. Rich Beyond My Wildest Dreams
66. How Much Money Do I Need To Retire?
65. Retail Branding
64. Branding Strategies
63. Branding Identity
62. Branding Yourself
61. Brand Naming
60. Generate Sales Leads
59. Network Marketing Prospecting
58. Prospecting Methods
57. Prospecting Plan
56. Prospecting Ideas
55. Wallace Wattles The Science of Getting Rich
54. Forex Mentoring
53. Learn To Trade The Forex
52. Forex Made Simple
51. Prepare For Retirement