How Tze 浩知

每天只问小孩四句话---改变孩子一生 有位父亲他对女儿的教育方式比较独特，他从来没有辅导过女儿做功课什么的，就是每天回来跟女儿聊十分钟，只聊四个问题，就完成了他的家庭教育。这四个问题是： 1.学校有什么好事发生吗？ 2.今天你有什么好的表现？ 3.今天有什么好收获吗？ 4.有什么需要爸爸的帮助吗？ 看似简单的问题背后其实蕴涵着丰富的含义: 第一个问题其实是在调查女儿的价值观，了解她心里面觉得哪些是好的，哪些是不好的； 第二个问题实际上是在激励女儿，增加她的自信心； 第三个问题是让她确认一下具体学到了什么； 第四个问题则有两层意思，一是我很关心你，二是学习是你自己的事。就是这简简单单的四个问题，包含了很多关爱关怀在里面，事实上也证明很有效。 http://mp.weixin.qq.com/s?__biz=MjM5MDAxNzA2NA%3D%3D&mid=201037098&idx=7&sn=89040f4c9b78a06f742fcf8e48ce074b&scene=2&from=timeline&isappinstalled=0#rd

The EDUCATION SYSTEM to me HAS TO BE RELEVANT to what people want AND include teachers that have proved they have succeeded in what they are teaching! Quoted from: http://marcorobinson.me/why-you-should-be-rich/ Question: Is it more difficuilt to struggle through mainstream education for 18 years being hammered with irrelevant subject matter (95% of which you will NEVER use) that results in enduring employment that you don't love at all to pay the Bills......OR ..is it more difficuilt to be mentored by someone for just ONE YEAR (two max), scientifically now proven) who is very successful at what you LOVE to do, so you can be an expert at what you LOVE to do and get paid for it, so you never have to worry about the Bills anymore.... Answer to: millions of others reading this... You know what you have to do, so what the hell are you waiting for? Additional Info: This Painting Captures a Disturbing Truth about the History of Our Education System  This is a c...

A small but growing number of Chinese parents are turning their backs on the country’s rigidly exam-oriented state-run school system ... There’s been a rapid rise in home schooling, especially in the past few years. Parents who home school tend to have more strict requirements for their children’s education, and feel that schools won’t meet their children’s individual needs. Source: Parents reject China’s classrooms for home schooling http://dawn.com/2012/08/28/parents-reject-chinas-classrooms-for-home-schooling/ Related: Education And Freedom 在家教育行得通

In these uncertain times, what should an investor do? Wait, Buy, Sell, Hold or Refinance? What will be the impact of the impending General Election? With the new Bank Negara net income rule, will that affecting your property investment? Is the current tightening of banks lending policies that slow you down? Will property prices drop this year? These are some of the main concerns on property investors’ mind that will be addressed at the Property Investment Convention 2012. For first-time investor, you will find this conference a great start-off point to get more knowledge about property related topics, for example, which type of property best suit you, how to build a positive portfolio, how to borrow more and pay less and where to find good deals, etc. As for seasoned or experienced investors, you will get not only the latest updates on the current trends in the property industry but also valuable time to network with other successful investors to share personal success expe...

很多的穷人喜欢买彩票，总认为只花小小的 2 元钱买一注彩票，就可能成为大奖得主，从此摆脱穷人身份，过上好日子。 但穷人有没有计算过，日复一日，你的多少 2 元钱进了富人的口袋，你自己又得到了多少回报呢？ 试想一想，每一次花 2 元钱买一注彩票，一周买 6 种，花掉 12 元钱，一个月就是 48 元钱； 一年下来，就有 576 元钱进了卖彩票的人的口袋，而全国上下，有多少个彩票投注点。 就这样，无数个 576 元钱进了富人的口袋。 而他们所要做的，只是拿出一部分小钱做做广告，吸引更多送钱的人； 拿出一部分甜头给购买彩票的很少很少的一部分人尝尝，刺激他们再次购买的激情； 最后除去一些人工费用、个人利益的分配（公司、政府、既得利益集团）， 剩下的大笔钱财，就作为他们投资其他赚钱的事业的资金，为他们赚更多钱。 羊毛出在羊身上 不要老用崇敬的目光关注着某某富人又捐出了多少多少个万，救济了多少多少个生活贫困的人； 某某国家又对某贫困的落后国家提供经济援助、减免债务等等，其实，这是富人懂得“羊毛出在羊身上”的道理。 因为如果世界上没有了穷人，富人要靠谁赚钱呢？ 正因为有了穷人，才有了富人，两者间关系密切。 穷人是富人宝贵的资源，没有穷人，谁都活不好。 当穷人继续持有典型的穷人思维，持续操作着成功概率几乎没有的行为，集中精力买报纸对号码，研究怎么选号、怎么投注的时候，富人却拿着穷人汇集起来的钱，打造起自己财富的金字塔。 如此下去，穷人的钱只能被别人（富人）汇聚、被别人（富人）利用，成为别人（富人）事业的基石。

Excerpt from Robert Kiyosaki's work: There’s one thing all successful people have in common: They weren’t afraid to invest in themselves. They invested time and money in their own education and in their own businesses. They made the effort to communicate with those smarter than themselves in a learning environment. The rules of money have changed, and we need to change with them - or we're toast. Just like riding a bicycle, once you get it, you get it, it can never be taken away from you! Even if you aren't making a lot of money right now, doesn't mean you shouldn't do this. Living in a world of extreme overwork, little pay and no life ... is NOT the way to climb your way to the top. Even if you are broke, or don't have a job, you can use your brain, your spirit, and your drive to take advantage of this financial crisis. If you friends are negative, find new friends. If I had let my negative thoughts and emotions dictate my life, I would still be helples...

另一项发现是，学歷越高者（硕士及博士除外），债务问题也越严重，严重债务者有53.8%拥有学士学位，24.9%是高级学校文凭或同等学歷、大马教育文凭者佔13.1%、初中评估考试0.9%和小学0.7%。。。。http://www.orientaldaily.com.my/?option=com_k2&view=item&id=15197%3A37&Itemid=113

For years, I've dedicated my life to mastering the global economic chess match, where the moves of yesterday and today will land us tomorrow. And trust me, it's no easy task. Quoted from Luke Burgess, " It entails knowing how the policies in America trickle into the stability or instability of other nations..how the dollar works..why USD currently the world's reserve currency..and what will happen when its value plummets to zero. " After all, it is a complex world, with politics, education, finances, religion etc, all linked up and hooked up into our daily life. But where does it all begins? The education system... while education is the highest leverage of all, it could also be used as one of the best tools for ruling elite's world domination game. If you need to know what's wrong with conventional education system , you need to know what is in between education and freedom . While education should be free , the way it is presented and orchestra...

If we would just be honest with our high school students ahead of time, it would save many of them a whole lot of pain later. Below are some scattered notes somehow related to the conventional education system. The typical high school student is simply told to get into the "best school" that he or she can and to take out whatever loans are "necessary" to pay for that education. Our high school students are assured that those student loans will be paid back easily once they get "good jobs" following graduation. But the truth is that there are some other things that high school students should be told before they go off to college as well...Another education VS training example from the article 19 Things High School Students Should be Told Before Going to College You are unlikely to earn RM3,000 in your first job. Employers: Fresh graduates not suitable and are ‘liabilities’ Take a look on Rules #8 by Bill Gates: Your school may have done away with ...

The term "Pavlov's dog" has come to signify the difference between education and training. In simple terms, ring a bell and Pavlov's dogs salivated and got hungry, even if ther was not any food around. conditioned reflex - Pavlov's dog is used to describe someone who merely reacts to a situation automatically instead of using critical thinking. Modern advertising uses conditioned reflex extensively. The financial-services industry does the same thing. People work hard for their money and, without thinking, turn their money over to banks and pension funds. It is common to see so-called financial experts saying, "Go to school. Get a job. Save money. Cut up your credit cards, and get out of debt. Your house is an asset. Live below your means. Invest for the long term in a well-diversified portfolio of stocks, bonds, and mutual funds." This is not financial education. This is financial training, the same training that Pavlov used on his dogs and that...

This is a follow up notes on 2 education related articles - Education and Freedom , and Education should be free . We look at some of the course, current effect, and a possible solution (home schooling) to the issue of high education fees that doesn't guarantee success. Below is a posting by John Lim, related to the PTPTN abolish issue in Malaysia: Many cannot understand why PTPTN shall be abolished or limited to students who study at public universities. To explain in a simpler way, let's study the insurance company + private hospitals case. By working together, insurance company will increase the premium annually while private hospitals raising their medical fee in an unacceptable rate, letting the stakeholders taking huge profit, at the expense of consumers of course. Take a look back at PTPTN + Private Colleges model. In recent years, the tuition fees and intake of under-qualified students for private colleges have increased multi-fold due to easy financing by ...

The Allegory of the Cave—also known as the Analogy of the Cave, Plato's Cave, or the Parable of the Cave—is an allegory used by the Greek philosopher Plato in his work The Republic to illustrate "our nature in its education and want of education" (514a). The prisoners, ignorant of the world behind them, would see the freed man with his corrupted eyes and be afraid of anything but what they already know. Philosophers analyzing the allegory argue that the prisoners would ironically find the freed man stupid due to the current state of his eyes and temporarily not being able to see the shadows which are the world to the prisoners...http://en.wikipedia.org/wiki/Allegory_of_the_Cave 于是他回想当初穴居的情形，就会庆幸自己在认识上的变化而对同伴表示遗憾。他既已见到了事物之本身，便宁愿忍受任何痛苦也不愿意再过囚徒生活。然而，如果他复回洞中，那些同伴不仅不信其言，还会觉得他到上面走了一趟，回来眼睛就坏了，对“影像”竟不能如从前那样辨别。他的同伴们不仅不想出去，甚至想把那位带他出洞的人逮住杀掉。 ... http://zhidao.baidu.com/question/83399354.html

True education was to be restricted to the son and daughters of the elite. For the rest, it would be better to produce skilled workers with no particular aspirations other than to enjoy life. ~ G.Edward Griffin, The Creature from Jekyll Island Above statement was mentioned when studying education and freedom . Below are some related points happening in the real world, excerpt from an article from The Sun Daily newspaper. As far as young people are concerned, they could play an important role. Young people in campus, they have no responsibilities. And they are full of hope and aspiration. But what the government did – which was very bad – was burden young people with debts. The moment you enter campus, you are in ... I was so shocked! RM40,000, RM60,000 debt. Come on! You are only 22 and you have a RM40,000 debt? Gila! So they tie you up, you know? After paying off PTPTN (National Higher Education Fund Corporation) loan, pay for a car loan … then a house. So all your life is about...

For years, I've dedicated my life to mastering the global economic chess match, where the moves of yesterday and today will land us tomorrow. And trust me, it's no easy task. It entails knowing how the policies in America trickle into the stability or instability of the world. Below are some drafts and notes related to the education system (part of the cause), part of my findings on slavery in the 21st century. Though they are still scattered around, by connecting the dots, we shall be able to get a better picture in the near future. The temporary conclusion is: all things are well connected: 政经文教、 士农工商，环环相扣、息息相关. While the plantation system is still alive and well in the Information Age ( Slavery In The 21st Century? ), there seems to be an education trap in the real world to produce obedient skilled workforce to the ruling elite. As what G.Edward Griffin in The Creature from Jekyll Island pointed out on Rockefeller's General Education Board (founded in 1903): Tr...

During times of universal deceit, telling the truth becomes a revolutionary act. ~ George Orwell All public school is, in the US (and major part of the worlds where you can use Visa/Master - same system! - or spot KFC, McD, Starbucks etc) today, is indoctrination for jail or to train you to be a cubicle rat for the rest of your life. The human herding process School is an 18 years forced government training program that sterilises the potential of brains in children. Those who actually survive schooling and survived comformity and continue on to think for themselves truly are a rare breed. Until we abolish mandatory schooling, your child will be brought up as a slave, so that he can accept becoming a slave later in life in adulthood. "The aim of public education is not to spread enlightenment at all; it is simply to reduce as many individuals as possible to the same safe level, to breed a standard citizenry, to put down dissent and originality" -HL Mencken Formal...

I spent quite some time studying gold & silver this morning via Google and Youtube. It's interesting to see that how the well informed and financially educated started taking action back in 2007 and how the public/mass market only react within these few weeks (started since CNY where silver is around MYR3,950/kg to today's MYR6,000+/kg) Now is the time to get educated. Our liberty (freedom) counts. Ron Paul In "Why Gold & Silver?" Movie "The one characteristic of a country that debases its currency, and goes to a paper currency - the currency always self destructs, it always ends." - Ron Paul "It's the biggest scam that has ever been perpetrated, it's amazing that we've gone along with this for close to 100 years." - Mike Maloney Death Of Dollar Via Gold/Silver Manipulation? (CRASH JP MORGAN!) Mike Maloney http://www.youtube.com/watch? v=1IwjoMK461A Manipulated is ended because it's exposed by somebody working on it to...

当你知道你可以想出国旅游就出国旅游，一年想旅游多少次就旅游多少次时，你会发现原来辛苦工作十一个月，一年出国一次旅游充电的目标不再那么有吸引力。 当你知道你可以每天亲自陪伴孩子，载送孩子上下学，而一样可以赚取朝九晚五的工作收入时，你会发现原来不用牺牲那么多，让孩子亲 Kakak 的时间还多过亲你的时间。日子可以过得更好。 当你知道你可以年轻时就退休（25-45岁），不必过那种活到老、做到老（55岁退休，然后才开始所谓的享受人生？）的人生时，你会发现原来有没有退休金其实并不是那么重要。 农民思想的智慧 ( http://howtze.blogspot.com/2010/02/blog-post.html ) 告诉我们，搞不清楚原则性的策略，就变成输家的先兆了。 适度并正面的比较是好的，除了告诉你人外有人，天外有天，也暗示你的能力未必只局限于现有的成就，或许你可以做得更好，为社会做出更大的贡献。 许多人不敢去梦，不愿去想，多半是因为他们陷入一个时间换取金钱的思维模式（或陷阱？），收入有一个上限，大部分时间被绑在这个收入来源中。 要跳脱老鼠赛跑(Rat Race)的陷阱，要了解 信息的价值 ( http://howtze.blogspot.com/2011/03/blog-post_11.html )，尽量 与成功者交往 ( http://howtze.blogspot.com/2011/03/blog-post_10.html ), 因为 一理通百理明 ( http://howtze.blogspot.com/2010/02/blog-post_06.html )。 你在资本主义社会里的 最终极资产 ( http://howtze.blogspot.com/2010/02/blog-post_07.html )就是你自己，在进行任何投资前，最重要投资在自己的教育！ 多一个思路，多一条出路。山不转路转，路不转人转。你有多少信息是来自于那些已经获得了你期望获得的人生成就的人？ p/s: 如果把人生寿命比作一场足球赛（1-35岁=上半场，36-70岁=下半场，举例而已，人生七十古来稀嘛），那么年轻退休就好比少林足球戏里的少林队一样，在上半场就踢完 40 比 0 的佳绩了。

to study a book about the world explorers like Columbus, Magellan, Cortez, Da Gama, and Pizarro. exciting me about world commerce, gold, silver, and plundering. I love this world we all live on. Progress is being made, and action is being taken. I write to inspire you to get educated about gold and silver then make up your own mind as to what you should do. The sooner you learn how the system works, the sooner you can become a player in one of the most intriguing games on the planet – the Fast Track. What a person should do depends upon their financial education. If you have zero financial education, even if you are a highly educated doctor or lawyer, you should follow traditional financial advice, work hard, save money, buy a home, get out of debt, live below your means, and invest in the stock market. Although I do not follow this advice and personally think it is horrible advice, it is acceptable for financially uneducated people. The unfortunate thing is that the biggest losers tod...

The idea is to grow yourself into a successful person. your outer world is merely a reflection of your inner world. You are the root; your results are the fruits. Having a good job will not make you rich, it merely gives you a living, some people make a good living but no life. Think & Grow Rich. Work more on yourself than on your job... Take The First Step Success starts with having a plan… a list of your goals and your dreams. Learn and apply the proven principles needed to achieve each one of them… and a way to map out your journey. Let’s call it Your Personal Entrepreneurial Strategy. Your Personal Entrepreneurial Strategy is an exercise to help you create clarity between your relationship with money, people and business… by identifying your behaviors, attitudes, skills, experience, know-how, contacts and leadership tendencies. In taking this first step of building your strategy, you will have placed yourself ahead of 95% of the entrepreneurs in the world who have never taken ...