一物生，一物死。有人赢，就注定要有人输。建赌场娱乐城，输的是那些期望不劳而获、希望以小博大的赌徒，或是小赌怡情，付费娱乐的人们；不建或关闭赌场娱乐城，输的是因为经济低迷不振而生计受冲击的小老百姓。阴中有阳，阳中有阴；物竞天择，各取所需。
-------------------------------
星加坡模式
-------------------------------
作为东南亚一个小岛国，星加坡领导有着特别敏感的神经线，恐怕哪一天恐怖主义分子袭击这个国家。
策略上，必须吸引非富则贵的高素质人群定居或长居星加坡，这样，如果真的发生了什么事，这些精英分子可以发挥他们的影响力，让他们散布海外的亲朋戚友帮助这个地方。
政策上，要把经济搞好，让高档产业与高价值经济发挥作用，赌场娱乐城，是一个不错的选择。
当然，因为房地产市场被炒热炒高，必须牺牲一部分市民迁往比较郊外的地方。有得有舍。
就现在看来，这个模式还算是成功的。
-------------------------------
长赢
-------------------------------
要长赢，只有做庄。
大家好，我是合法商人，贩卖希望。交易方式是你给我 3 元，我给你一张印有 7 个“幸运号码”的彩卷。只要被抽中，你就有机会赢取上百万甚至千万元！输，只输 3 元，赢，却赢上百万甚至千万元！够力吗？我很有创意的行销部同事称它们为“一发不可收拾”、“下一个可能就是你！”...
另一各测万字游戏的，超简单来揭破，就是我收取了 10000 个人的 3 元钱，共 30000 元，把 5 千元，3千元，2千元各分给一个“幸运儿”，5000 元做广告费与公司费用，剩下 15000，就是毛利！
-------------------------------
金钱分配游戏
-------------------------------
试想一想，每一次花 2 元钱买一注彩票，一周买 6 种，花掉 12 元钱，一个月就是 48 元钱； 一年下来，就有 576 元钱进了卖彩票的人的口袋，而全国上下，有多少个彩票投注点。
就这样，无数个 576 元钱进了富人的口袋。
而他们所要做的，只是拿出一部分小钱做做广告，吸引更多送钱的人； 拿出一部分甜头给购买彩票的很少很少的一部分人尝尝，刺激他们再次购买的激情； 最后除去一些人工费用、个人利益的分配（公司、政府、既得利益集团），剩下的大笔钱财，就作为他们投资其他赚钱的事业的资金，为他们赚更多钱。
当穷人继续持有典型的穷人思维，持续操作着成功概率几乎没有的行为，集中精力买报纸 对号码，研究怎么选号、怎么投注的时候，富人却拿着穷人汇集起来的钱，打造起自己财 富的金字塔。
实例？马来西亚多多博彩集团与成功集团其他业务的联系。
2011-02-28
2011-02-26
The lies Bush wanted to believe
Posted in: Opinions
Written By: Eric S. Margolis*
I take little pleasure in being vindicated. I’d have much preferred the US had never invaded Iraq, an unnecessary war that killed hundreds of thousands, ravaged Iraq, and cost US taxpayers close to $1 trillion — to date.
Ironically, it was Saddam Hussein, not Bush or Cheney, who were telling the truth.
The US media played a major role promoting the Iraq war. It trumpeted White House war propaganda, headlined false stories, and kept the American public in a state of constant fear and confusion. Thanks to collusion between the Bush White House and the media, over 80 per cent of Americans wrongly believed Iraq was behind the 9/11 attacks.
...
Americans, as with most people, like to be told only what they already believe. The US corporate media often acts as a megaphone for government or special interests rather than performing its key role in a democracy — keeping government honest. That has become the job of WikiLeaks.
*Eric Margolis is a veteran US journalist
http://www.yobserver.com/opinions/10020830.html
Written By: Eric S. Margolis*
I take little pleasure in being vindicated. I’d have much preferred the US had never invaded Iraq, an unnecessary war that killed hundreds of thousands, ravaged Iraq, and cost US taxpayers close to $1 trillion — to date.
Ironically, it was Saddam Hussein, not Bush or Cheney, who were telling the truth.
The US media played a major role promoting the Iraq war. It trumpeted White House war propaganda, headlined false stories, and kept the American public in a state of constant fear and confusion. Thanks to collusion between the Bush White House and the media, over 80 per cent of Americans wrongly believed Iraq was behind the 9/11 attacks.
...
Americans, as with most people, like to be told only what they already believe. The US corporate media often acts as a megaphone for government or special interests rather than performing its key role in a democracy — keeping government honest. That has become the job of WikiLeaks.
*Eric Margolis is a veteran US journalist
http://www.yobserver.com/opinions/10020830.html
2011-02-25
一石多鸟，一物多卖
西方精英分子的思维模式，同样一个点，要可以激起很多相应的效益，好比一颗石头投入一面平静的湖水，激起一层层的涟漪。
商业上来说，就拿变形金刚 Transformer 来举例，拍一套电影，除了戏票，还要制成 DVD、制作特辑、电影原声带、电玩、卡通、周边产品、漫画、故事书、贴纸、玩具等等....
政治上，玩着统一世界的游戏就 ...
项庄舞剑，旨在沛公？西方精英策划，一石多鸟。西亚、东非等的茉莉花革命，传送一个非常明确的讯息：当三餐温饱成问题，通货膨胀造成生活压迫时，走上街头换政府是可行的！ ... http://www.sinchew.com.my/node/193977?tid=40
Our job is to give people not what they want, but what we decide they ought to have. - Former President of CBS News, Richard Salant
At the end of the day it is not about them, it is about us — we the people. Much has been written about what is to be, but the dark of night brings within it the salvation of sunshine. Ardent actions and new understandings do create fresh possibilities, and hope — for our world, our children … ourselves. ~ Kris Millegan, The True Story of the Bilderberg Group ... http://howtze.blogspot.com/2011/02/true-story-of-bilderberg-group.html
商业上来说，就拿变形金刚 Transformer 来举例，拍一套电影，除了戏票，还要制成 DVD、制作特辑、电影原声带、电玩、卡通、周边产品、漫画、故事书、贴纸、玩具等等....
政治上，玩着统一世界的游戏就 ...
项庄舞剑，旨在沛公？西方精英策划，一石多鸟。西亚、东非等的茉莉花革命，传送一个非常明确的讯息：当三餐温饱成问题，通货膨胀造成生活压迫时，走上街头换政府是可行的！ ... http://www.sinchew.com.my/node/193977?tid=40
Our job is to give people not what they want, but what we decide they ought to have. - Former President of CBS News, Richard Salant
At the end of the day it is not about them, it is about us — we the people. Much has been written about what is to be, but the dark of night brings within it the salvation of sunshine. Ardent actions and new understandings do create fresh possibilities, and hope — for our world, our children … ourselves. ~ Kris Millegan, The True Story of the Bilderberg Group ... http://howtze.blogspot.com/2011/02/true-story-of-bilderberg-group.html
2011-02-24
5.8% The Carrot That Keep The Horse Walking
5.8% - The carrot that keep the horse walking. A Provoking Thought.
WARNING:Information below challenges the status quo of "go to school, get a job, invest for the long run into diversified portfolio of paper assets, retire at golden age - which they say is 55+" idea, as it looks at retirement from a different angle - RETIRE YOUNG RETIRE RICH!
"Go to School, Get A Job, Retire at 55" VS "Retire Young Retire Rich", what will you choose?
1. Just numbers
You are not getting in NOW. It is just a number. You get a paper printed with numbers. If you are 35 today, means you only get the money 20 years later, when you retire at 55 - IF you are healthy enough to live till then.
2. Inflation
If you have 100,000 in the retirement account last year, and you cash out TODAY, you need to pay 120,000 for what you can get with 100,000 last year, when inflation for NECESSITIES is at 20%. Which means, even with CAPITAL GUARANTEE (btw, do they?), your retirement money may not be sufficient as what you thought it could be.
3. The Largest, LEGAL Money Game of All Time
Look at what is happening in the US (mother of the retirement plan concept) today:
While soon-to-be pensioners look a bit better on paper, as we know, both corporate and state-run pensions are woefully underfunded. Lots of adjustments to be made in the coming years.
http://www.wealthwire.com/news/economy/788
And as we all know, many people "suddenly" realized that they can't retire at 55 "as planned" due to uncertainties in economic condition. The question is, how many 30 years you have to save in a retirement plan? How many times can you "come again" if things go wrong when the time frame is >20 years?
Taxes,debt,inflation, and not needing a retirement plan can make you richer if you use different rules of money.
实物资产保障财富，可带来现金流的资产则让你自由。
p/s:
I am not opposing to the dollar cost averaging and long term investment thing (after all, businesses bear fruits at least 6 months+ after operation, and it may take months, days and minutes to that ultimate second). Rather, it is always better to have multiple streams of passive income than to rely on a single income source - when YOU are the golden goose!
Why let the bank pay you 1% for your hard-earned money when you can manage your own wealth by spending less than 30 minutes/day?
It is always better to receive your TRUE EARNINGS NOW, not something based on promises or a few pieces of papers with numbers printed on it, which you may only know the real result after quite some time, to which, you may not be able to start over again if things go wrong. How many 30 years you have to bet on a "long term investment" fund?
Read the last 3 paragraph, it is a blatant lie that the inflation rate in 2010 was only 1.8% to 1.9%. They think the people buy 52" LCD TV, latest iPhone everyday besides everyday food like rice,vegetables,milk etc.... so the numbers had been even up (intentionally adjusted)...
If you believe "With inflation at about 1.8% to 1.9% in 2010 and the EPF declaring 5.8%, than contributors would be receiving real returns of about 4%", I wonder what you are smoking...
EPF advised to diversify investments
http://biz.thestar.com.my/news/story.asp?file=/2011/2/22/business/8109250&sec=business
"The Whole Government is a Ponzi Scheme" Madoff Says
“I realized from a very early stage that the market is a whole rigged job. There’s no chance that investors have in this market,” Bernard Madoff admitted from prison.
http://www.wealthwire.com/news/economy/814
The Biggest Scam Ever
WARNING:Information below challenges the status quo of "go to school, get a job, invest for the long run into diversified portfolio of paper assets, retire at golden age - which they say is 55+" idea, as it looks at retirement from a different angle - RETIRE YOUNG RETIRE RICH!
"Go to School, Get A Job, Retire at 55" VS "Retire Young Retire Rich", what will you choose?
1. Just numbers
You are not getting in NOW. It is just a number. You get a paper printed with numbers. If you are 35 today, means you only get the money 20 years later, when you retire at 55 - IF you are healthy enough to live till then.
2. Inflation
If you have 100,000 in the retirement account last year, and you cash out TODAY, you need to pay 120,000 for what you can get with 100,000 last year, when inflation for NECESSITIES is at 20%. Which means, even with CAPITAL GUARANTEE (btw, do they?), your retirement money may not be sufficient as what you thought it could be.
3. The Largest, LEGAL Money Game of All Time
Look at what is happening in the US (mother of the retirement plan concept) today:
While soon-to-be pensioners look a bit better on paper, as we know, both corporate and state-run pensions are woefully underfunded. Lots of adjustments to be made in the coming years.
http://www.wealthwire.com/news/economy/788
And as we all know, many people "suddenly" realized that they can't retire at 55 "as planned" due to uncertainties in economic condition. The question is, how many 30 years you have to save in a retirement plan? How many times can you "come again" if things go wrong when the time frame is >20 years?
Taxes,debt,inflation, and not needing a retirement plan can make you richer if you use different rules of money.
实物资产保障财富，可带来现金流的资产则让你自由。
p/s:
I am not opposing to the dollar cost averaging and long term investment thing (after all, businesses bear fruits at least 6 months+ after operation, and it may take months, days and minutes to that ultimate second). Rather, it is always better to have multiple streams of passive income than to rely on a single income source - when YOU are the golden goose!
Why let the bank pay you 1% for your hard-earned money when you can manage your own wealth by spending less than 30 minutes/day?
It is always better to receive your TRUE EARNINGS NOW, not something based on promises or a few pieces of papers with numbers printed on it, which you may only know the real result after quite some time, to which, you may not be able to start over again if things go wrong. How many 30 years you have to bet on a "long term investment" fund?
Read the last 3 paragraph, it is a blatant lie that the inflation rate in 2010 was only 1.8% to 1.9%. They think the people buy 52" LCD TV, latest iPhone everyday besides everyday food like rice,vegetables,milk etc.... so the numbers had been even up (intentionally adjusted)...
If you believe "With inflation at about 1.8% to 1.9% in 2010 and the EPF declaring 5.8%, than contributors would be receiving real returns of about 4%", I wonder what you are smoking...
EPF advised to diversify investments
http://biz.thestar.com.my/news/story.asp?file=/2011/2/22/business/8109250&sec=business
"The Whole Government is a Ponzi Scheme" Madoff Says
“I realized from a very early stage that the market is a whole rigged job. There’s no chance that investors have in this market,” Bernard Madoff admitted from prison.
http://www.wealthwire.com/news/economy/814
The Biggest Scam Ever
2011-02-23
Bankers
It is not the responsibility of the Federal Reserve – nor would it be appropriate – to protect lenders and investors from the consequences of their financial decisions. ~ Ben Bernanke, March 2007
Funny Cartoon Animation: What is Quantitative Easing (print more money) and why Ben Bernanke referred to as the Bernank ... http://www.youtube.com/watch?v=PTUY16CkS-k
When senior figures in banking refer to their pay as "compensation", you wonder exactly what they are being compensated for. Perhaps it's the stress of having to suppress knowledge of the other issue kept under the carpet:how the economy, dancing to the tune of finance capital,is gambling, badly,with the stuff of life ...
70 months and counting ...
Reckless practices in the banking and oil industries are tying us together in what Ban Ki-moon calls a 'global suicide pact'
http://www.guardian.co.uk/commentisfree/cif-green/2011/feb/01/70-months-counting-climate-change
How much is enough?
Do not expect the compensation paid to investment bankers to change
by Tony Pereira
Never mind that Goldman Sachs had to rely on the taxpayer to underwrite their clearly flawed business model, it still felt justified to award US$15.3 billion in pay and bonuses to their staff in 2010. Their revenues fell 13% in 2010; their compensation to revenues ratio increased from 35.8% to 40% in 2010. The average salary and bonus per employee amounted to US$430,000. Morgan Stanley also increased their average compensation by 8% in 2010 but at least their profits tripled. Jamie Dimon at JPMorgan Chase has been awarded a bonus in stock worth US$17 million. Other investment banks are expected to announce increases in overall compensation in 2010.
Investment bankers are a special breed. They are confident; they are articulate. They dine in the best restaurants; they fly business class. And when business goes south, when they make the bad investments (subprime, commercial real estate, etc) they look to the state to bail them out. You see, pure investment banks do not have their own money. They borrow from the short-term markets and trade and make investments using other people’s capital. That is why Lehman Brothers went bankrupt. That is why during the financial crisis, the US regulators tried desperately to engineer a series of mergers with commercial banks. That is why Merrill Lynch is now part of Bank of America.
Distasteful as it is, do not expect the compensation demanded and paid to investment bankers to change. It is the nature of the industry. It is their right. And whether your name is Barack Obama, David Cameron or Angela Merkel, no legislation, bankers’ tax or any other tax is going to deny them their huge bonuses.
Six-figure bonus cheques were met with disappointed faces rather than grateful hands.
http://www.sun2surf.com/article.cfm?id=58118
Funny Cartoon Animation: What is Quantitative Easing (print more money) and why Ben Bernanke referred to as the Bernank ... http://www.youtube.com/watch?v=PTUY16CkS-k
When senior figures in banking refer to their pay as "compensation", you wonder exactly what they are being compensated for. Perhaps it's the stress of having to suppress knowledge of the other issue kept under the carpet:how the economy, dancing to the tune of finance capital,is gambling, badly,with the stuff of life ...
70 months and counting ...
Reckless practices in the banking and oil industries are tying us together in what Ban Ki-moon calls a 'global suicide pact'
http://www.guardian.co.uk/commentisfree/cif-green/2011/feb/01/70-months-counting-climate-change
How much is enough?
Do not expect the compensation paid to investment bankers to change
by Tony Pereira
Never mind that Goldman Sachs had to rely on the taxpayer to underwrite their clearly flawed business model, it still felt justified to award US$15.3 billion in pay and bonuses to their staff in 2010. Their revenues fell 13% in 2010; their compensation to revenues ratio increased from 35.8% to 40% in 2010. The average salary and bonus per employee amounted to US$430,000. Morgan Stanley also increased their average compensation by 8% in 2010 but at least their profits tripled. Jamie Dimon at JPMorgan Chase has been awarded a bonus in stock worth US$17 million. Other investment banks are expected to announce increases in overall compensation in 2010.
Investment bankers are a special breed. They are confident; they are articulate. They dine in the best restaurants; they fly business class. And when business goes south, when they make the bad investments (subprime, commercial real estate, etc) they look to the state to bail them out. You see, pure investment banks do not have their own money. They borrow from the short-term markets and trade and make investments using other people’s capital. That is why Lehman Brothers went bankrupt. That is why during the financial crisis, the US regulators tried desperately to engineer a series of mergers with commercial banks. That is why Merrill Lynch is now part of Bank of America.
Distasteful as it is, do not expect the compensation demanded and paid to investment bankers to change. It is the nature of the industry. It is their right. And whether your name is Barack Obama, David Cameron or Angela Merkel, no legislation, bankers’ tax or any other tax is going to deny them their huge bonuses.
Six-figure bonus cheques were met with disappointed faces rather than grateful hands.
http://www.sun2surf.com/article.cfm?id=58118
2011-02-22
Internet Marketing Workshop
hobby income
scalability
Google - selling opportunities
learn how to think learn how to learn
self analyse
Quick comes through experience
marketing process - if you understand the process, you can work with anyone
you can buy experts time, everyone has a price
Processes do not fade, methods do
dont further develop the product until you validate the demand for the product
dont went in to a market where there is too much competative
COMPETATIVENESS
go for things under the radar
ADD VALUE, need to know something of something
go under a subset
all or nothing - 1,2,3 on page 1 or nothing
electronics - niche of specific product that is going to come up - hit and run very fast
strategy
rewards us for the value that we created
Market (problems)
Buyers => $$
Sellers => Rewards ($/%)
PRODUCTS (solutions)
Industry knowledge
Hotels 20% of total room revenue
as rewards
keywords lifecycle
market research for US if for Amazon
(point to note)
go in base on competition, not on recession concern.
play for REAL <- 5 pages maybe all you need to make money
TIGHT, PRECISE
--------------------
1) MAKE MONEY
2) SAVE MONEY
3) SAVE TIME
4) SOLVE PROBLEM
--------------------
I had done my research and I just want the best price
without brand + model no, maybe not a buying keywords
SEO is not today do tomorrow achieve, there is a fit for purpose
Baby Monitor
My baby sitting next to me, I going to buy a LCD monitor <- google search result for "baby monitor"
if put "baby monitor"
if put "allintitle:baby monitor" <- TRUE COMPETITION
commercial intent
follow passion
------------------------------------------
Get Social Media list from email
+ Help A Reporter Out, helpareporterout.com
+ Free Press Release, free-press-release.com
scalability
Google - selling opportunities
learn how to think learn how to learn
self analyse
Quick comes through experience
marketing process - if you understand the process, you can work with anyone
you can buy experts time, everyone has a price
Processes do not fade, methods do
dont further develop the product until you validate the demand for the product
dont went in to a market where there is too much competative
COMPETATIVENESS
go for things under the radar
ADD VALUE, need to know something of something
go under a subset
all or nothing - 1,2,3 on page 1 or nothing
electronics - niche of specific product that is going to come up - hit and run very fast
strategy
rewards us for the value that we created
Market (problems)
Buyers => $$
Sellers => Rewards ($/%)
PRODUCTS (solutions)
Industry knowledge
Hotels 20% of total room revenue
as rewards
keywords lifecycle
market research for US if for Amazon
(point to note)
go in base on competition, not on recession concern.
play for REAL <- 5 pages maybe all you need to make money
TIGHT, PRECISE
--------------------
1) MAKE MONEY
2) SAVE MONEY
3) SAVE TIME
4) SOLVE PROBLEM
--------------------
I had done my research and I just want the best price
without brand + model no, maybe not a buying keywords
SEO is not today do tomorrow achieve, there is a fit for purpose
Baby Monitor
My baby sitting next to me, I going to buy a LCD monitor <- google search result for "baby monitor"
if put "baby monitor"
if put "allintitle:baby monitor" <- TRUE COMPETITION
commercial intent
follow passion
------------------------------------------
Get Social Media list from email
+ Help A Reporter Out, helpareporterout.com
+ Free Press Release, free-press-release.com
2011-02-20
The Party is Over
Rather than stop the party and face the hangover, the Fed and our world leaders have filled the punch bowl with more debt and more counterfeit money, hoping the party lasts through lunch - all this free money will lead to two outcomes: higher taxes and higher inflation. This is good news for a few people and horrible news for most people.
If you’re a person who works for money in the form of a paycheck, commissions, per hour, or for bonuses, governments pouring more rum, vodka, and whiskey in the punchbowl is bad news for you because the taxman taxes those who work for money. It’s good news for investors and business owners because the taxman gives tax breaks to those who have money work for them.
The reality of rising inflation will suck the life out of those who save money and reward those who know how to use debt and commodities to increase their wealth.
Most people can already see gas, food, and medical prices going up. Now that basic commodities such as metals and cotton are going up too, it seems inflation along with higher taxes are here.
The really interesting news is the rioting in Egypt. If the rioting spreads to Saudi Arabia, another US puppet hated by Muslim terrorists, we could see oil prices go through the roof. Then we would see real inflation.
The most interesting aspect of the rioting in the Middle East is that the rioting is over high food prices and unemployment. The government of Tunisia was crushed because it took care of the rich and forgot about the poor and middle class.
These riots are not accidents. Well organized radicals, the same ones who toppled the World Trade Center ten years ago, take this growing anger and unhappiness, and use it as leverage to topple leaders who are friendly with the US. Can you imagine what will happen if these radicals that hate the Western world take control of the world’s oil supply?
A 100-year bond gives the government the power to push our exploding debt 100 years into the future at today’s very low interest rates. This is good news for the rich is that the rich will now receive interest payments for a hundred years on money they created out of thin air. On top of that, the rich who control commodities such as oil, food, and cotton, get richer as inflation pushes prices higher. To add more gas to the fire, the rich pay less in taxes.
Unfortunately, this system of funny money makes the poor and the middle class poorer because taxes must go up to pay the interest on these bonds and inflation eats up what taxes leave behind.
So, what can you do?
going to school to get a job, to work harder, to save money, and to invest in a 401(k) is foolish, given the state of the world economy. Those that follow the old rules of money are set up to lose during these volatile times.
I believe gold at $1,310 would be a good buy and silver at $24 would be great. But, I am probably dreaming.
when the governments of the world are printing money, gold and silver are your insurance against a world trying to solve its financial problems by printing counterfeit money.
Tragically, people work harder and save more as world’s governments print more and more. It makes no sense to me, but it must make sense to billions of people who still work, save, and cling to fake money.
My investment and self-protection strategies remain the same as always. I continue to learn and invest in my financial education. I continue to invest in things that are real.
it’s not an accident that there is little-to-zero financial education in schools. This is not a mistake. Controlling what we learn in school is as good as controlling the banking system and our money supply.
If you’re a person who works for money in the form of a paycheck, commissions, per hour, or for bonuses, governments pouring more rum, vodka, and whiskey in the punchbowl is bad news for you because the taxman taxes those who work for money. It’s good news for investors and business owners because the taxman gives tax breaks to those who have money work for them.
The reality of rising inflation will suck the life out of those who save money and reward those who know how to use debt and commodities to increase their wealth.
Most people can already see gas, food, and medical prices going up. Now that basic commodities such as metals and cotton are going up too, it seems inflation along with higher taxes are here.
The really interesting news is the rioting in Egypt. If the rioting spreads to Saudi Arabia, another US puppet hated by Muslim terrorists, we could see oil prices go through the roof. Then we would see real inflation.
The most interesting aspect of the rioting in the Middle East is that the rioting is over high food prices and unemployment. The government of Tunisia was crushed because it took care of the rich and forgot about the poor and middle class.
These riots are not accidents. Well organized radicals, the same ones who toppled the World Trade Center ten years ago, take this growing anger and unhappiness, and use it as leverage to topple leaders who are friendly with the US. Can you imagine what will happen if these radicals that hate the Western world take control of the world’s oil supply?
A 100-year bond gives the government the power to push our exploding debt 100 years into the future at today’s very low interest rates. This is good news for the rich is that the rich will now receive interest payments for a hundred years on money they created out of thin air. On top of that, the rich who control commodities such as oil, food, and cotton, get richer as inflation pushes prices higher. To add more gas to the fire, the rich pay less in taxes.
Unfortunately, this system of funny money makes the poor and the middle class poorer because taxes must go up to pay the interest on these bonds and inflation eats up what taxes leave behind.
So, what can you do?
going to school to get a job, to work harder, to save money, and to invest in a 401(k) is foolish, given the state of the world economy. Those that follow the old rules of money are set up to lose during these volatile times.
I believe gold at $1,310 would be a good buy and silver at $24 would be great. But, I am probably dreaming.
when the governments of the world are printing money, gold and silver are your insurance against a world trying to solve its financial problems by printing counterfeit money.
Tragically, people work harder and save more as world’s governments print more and more. It makes no sense to me, but it must make sense to billions of people who still work, save, and cling to fake money.
My investment and self-protection strategies remain the same as always. I continue to learn and invest in my financial education. I continue to invest in things that are real.
it’s not an accident that there is little-to-zero financial education in schools. This is not a mistake. Controlling what we learn in school is as good as controlling the banking system and our money supply.
2011-02-19
Public Bank Gold Investment Account
@18/2/2011, MYR
Gold 1gram Sell - 138.74, Buy - 133.39
GML Gold Coin
1 oz - 3,955
1/2 oz - 1,970
1/4 oz - 980
1/10 oz - 388
1/20 oz - 189
Minimum initial purchase - 20g
Min subsequent purchase and sell - 5g and thereafter in multiple of 1g
Min gold balance to be maintained in GIA - 2g
Min qty of physical gold withdrawal - 50g
in form of gold bars in denomination of 50g & 100g
Subject to a max waiting period of 30 business day.
Related:
Why Silver will Always Beat Gold
Public Bank Posts RM3.05b Net Profit for FY10
Gold 1gram Sell - 138.74, Buy - 133.39
GML Gold Coin
1 oz - 3,955
1/2 oz - 1,970
1/4 oz - 980
1/10 oz - 388
1/20 oz - 189
Minimum initial purchase - 20g
Min subsequent purchase and sell - 5g and thereafter in multiple of 1g
Min gold balance to be maintained in GIA - 2g
Min qty of physical gold withdrawal - 50g
in form of gold bars in denomination of 50g & 100g
Subject to a max waiting period of 30 business day.
Related:
Why Silver will Always Beat Gold
Public Bank Posts RM3.05b Net Profit for FY10
2011-02-17
Why Silver will Always Beat Gold
For years now, it’s been hammered into your brain — the fact that your government has been writing checks it can’t cash, and in the process, diluting every cent you’ve managed to store away in your savings account.
And for almost as long, you’ve probably been hearing financial advisors and so-called economic gurus telling you about how certain investments can protect you during these times of uncertainty.
Without a doubt, recent historical rises in gold prices have gotten your attention; made you think.
Maybe you’ve even started to view the jewelry in your house more as currency than personal possessions.
Perhaps you’ve even thought about buying some gold yourself… Turn some of those depreciating dollars into stable wealth by locking in at a good price.
Well, let me stop you right there.
Although gold is historically the most prominent method of storing and transferring wealth, there’s a reason why men like George Soros, Warren Buffett, and Bill Gates have invested heavily in its slightly less glamorous cousin…
I'm talking about silver.
Actually, there’re a couple reasons why right now — more than ever before — silver is not just the superior hedge against inflation…
But a serious profit vehicle in its own right. And today I'm going to tell you why.
The Magic Ratio
If you average out the price ratio between gold and silver throughout history, you land on a single magical proportion: 16 to 1.
And even experts who do not subscribe to fixed pricing relationships generally agree that a price ratio of around 20 to 1 should be considered normal. What is not normal is the current ratio of — wait for it — 66 to 1!
To investors, this means one of 3 things:
1.) That gold is overvalued;
2.) That silver is undervalued; or
3.) A combination of the two.
Any way you look at it, silver’s price cannot be predicted to drop in any of these scenarios.
And since these same experts are continuing to predict gold’s rise towards $2,000, a realistic target price for silver should be between $100-$125/ ounce.
Already, that’s over a 500% gain over today’s price of $18...
Silver’s Two Faces
Silver isn’t just a precious metal; it is also one of our main industrial metals. One of the most conductive substances known to man, it’s used in everything from photography, to compact discs, to semi-conductors, to medical equipment. Basically, if something is high-tech, it contains silver.
The metal’s so heavily used, in fact, that for the last several decades, the world’s total silver supply has barely been able to keep up with demand — even though the 20th century saw historic production increases.
Demand ramped up in the last quarter of the 20th century to the point where, for almost two decades (between 1998 and 2007), silver was in a fully-fledged global deficit.
It wasn’t until the worst economic disaster in three generations that supply finally dropped to below production levels.
However, with photography alone consuming 128 million ounces of silver annually as of 2007 (that’s more than 3 times the US’s total Silver reserve), and other industrial processes accounting for another 312 million ounces, the world’s total available silver (both produced and hypothetical) is steadily — and irretrievably — decreasing.
So while gold is constantly being transferred based on price fluctuations and demand alone... silver, as an element, is actually vanishing.
With China and India buying up silver at unheard-of rates (Chinese silver demand tripled between 2004 and 2007), the industry has had no choice but to create new ways to own the metal.
There’s never been so much variety in the way you can own silver as there is today.
For those looking for that wealth-saving hedge, there are a number of silver bullion producers that are minting high-quality, high-purity coins for minimal premiums. A perfect example of this is the 1 ounce Mexican Libertad.
However, for those interested in riding silver’s imminent rise will look for something less tangible, like silver ETFs, or, the most aggressive option: silver mining stocks.
And it’s that last option that I wanted to talk to you the most about.
Because with so many people piling into gold exploration companies for all of the reasons mentioned above, the case for silver is just that much stronger.
With the magic ratio currently at such a disparity — 66 to 1 vs. 16 to 1 — those moving into silver exploration today stand to make about four times what their counterparts can expect to cash in investing similarly in gold.
Sounds nice, I know... And the fact is that investing in silver mining right now may not just be the most profitable angle to take with this most consumed of precious metals — but also the easiest.
Good investing,
Luke Burgess
Editor, Wealth Wire
Investment Director, Hard Money Millionaire
2011-02-14
Your Life According To The Government
A hilarious, cradle to the grave look at your life as seen through the government's eyes... :)
Posted by Jimmy Mengel - Monday, February 14th, 2011 on http://www.wealthwire.com/news/economy/771
Posted by Jimmy Mengel - Monday, February 14th, 2011 on http://www.wealthwire.com/news/economy/771
2011-02-07
关于钱，你不能不懂的基本知识
1。天底下没有白吃的午餐，羊毛出在羊身上
不管是买屋子送电视机、买车送汽油巻、买米送限量版精致筷子，所有的优惠或促销都已把成本纳入价格计算内。今天为什么是 10 块钱？就是因为你在 10 块钱买入，是你承认了那个价位。当一个人拿着一份“包赚”的投资计划向你要钱时，他或许并没有欺骗你，他可能只是忘了告诉你“包赚”的是他，不是你。不管是投资、感情、人际关系，天下最厉害的谎言是只说了一半的真话。
2。一张纸，一堆数目字
这是一个纸张换取金钱的游戏。你每个月真金白银把血汗钱给奉献了，平均每年收到一叠印上一堆数目字的纸张，叫你安心。一个承诺、几张纸和一堆数目字，千千万万的老实人就参与了游戏，不管他们愿不愿意。合法与非法投资之间，不过是即得利益者们政治势力与实力上的一种距离。
当然，这不过是整体游戏的一小部分。士农工商，政经文教，环环相扣，息息相关。
3。什么是钱？
不管金砖、银块、纸币、塑胶卡或电子数字，只要是可以换回你想要的东西的，都是钱。金钱不是万恶之源，人心里的贪、慎、痴才是。金钱不过是达至某种目的的其中一种工具。
4。多元化被动收入
要多元化被动收入*，避免手停口停的收入模式。实物资产保障财富，可带来现金流的资产则让你自由。
* 购买或建立带来现金流的资产（包括房地产、企业、有价证劵等等）,一旦你的资产收入（你的 $ 为自己工作）超过了自己的支出你就获得了财务自由。
5。知识就是力量
钱越多，需要的知识也就越多，没有知识，世界会牵着你走。
-----------------------------------------------
一个人有多少钱并不重要，除非他涉及控制某些组织，制定概念和政策，指导政府和公众最终为其服务，否则这种巨大财富的真正权力永远都不会被认识到。~财富和权力的一些基本原则，洛克菲勒的战略
年轻时，人们称我赌徒；操作规模稍大，人们称我投资客；现在，人们尊称我为银行家。但从头到尾，我所做的都是同样的事情。~维克多 尼德霍福
我们正从主流模式转移，转入一个在模式及理论的转型期，可能是百花齐放的局面，也许会出现混淆期，有些人赚取财富，有些人可能失去它们。~ 沈联涛
"Money has never been important to us, but our freedom and the freedom for our children means everything!" ~ Philip & Lisa H.
农民思想的智慧 ：http://howtze.blogspot.com/2010/02/blog-post.html
你的孩子能在 30 岁时退休吗？: http://howtze.blogspot.com/2010/02/30.html
罗素的鸡 ：http://howtze.blogspot.com/2010/02/blog-post_08.html
少数能理解这个系统（支票货币和信用货币）的人，要么是对这个系统所产生的利润非常感兴趣，要么就是非常依赖这个系统的施舍（政治家），这个阶层的人是不会反对我们的。另一方面，绝大多数的人氏在智力上不足以理解基于这个系统所衍生出的资本所带来的巨大优势，他们将承受压迫而且毫无怨言，甚至一声都不会怀疑这个系统损害了他们的利益。 ~ Mayor Rothschild， 1863
不管是买屋子送电视机、买车送汽油巻、买米送限量版精致筷子，所有的优惠或促销都已把成本纳入价格计算内。今天为什么是 10 块钱？就是因为你在 10 块钱买入，是你承认了那个价位。当一个人拿着一份“包赚”的投资计划向你要钱时，他或许并没有欺骗你，他可能只是忘了告诉你“包赚”的是他，不是你。不管是投资、感情、人际关系，天下最厉害的谎言是只说了一半的真话。
2。一张纸，一堆数目字
这是一个纸张换取金钱的游戏。你每个月真金白银把血汗钱给奉献了，平均每年收到一叠印上一堆数目字的纸张，叫你安心。一个承诺、几张纸和一堆数目字，千千万万的老实人就参与了游戏，不管他们愿不愿意。合法与非法投资之间，不过是即得利益者们政治势力与实力上的一种距离。
当然，这不过是整体游戏的一小部分。士农工商，政经文教，环环相扣，息息相关。
3。什么是钱？
不管金砖、银块、纸币、塑胶卡或电子数字，只要是可以换回你想要的东西的，都是钱。金钱不是万恶之源，人心里的贪、慎、痴才是。金钱不过是达至某种目的的其中一种工具。
4。多元化被动收入
要多元化被动收入*，避免手停口停的收入模式。实物资产保障财富，可带来现金流的资产则让你自由。
* 购买或建立带来现金流的资产（包括房地产、企业、有价证劵等等）,一旦你的资产收入（你的 $ 为自己工作）超过了自己的支出你就获得了财务自由。
5。知识就是力量
钱越多，需要的知识也就越多，没有知识，世界会牵着你走。
-----------------------------------------------
一个人有多少钱并不重要，除非他涉及控制某些组织，制定概念和政策，指导政府和公众最终为其服务，否则这种巨大财富的真正权力永远都不会被认识到。~财富和权力的一些基本原则，洛克菲勒的战略
年轻时，人们称我赌徒；操作规模稍大，人们称我投资客；现在，人们尊称我为银行家。但从头到尾，我所做的都是同样的事情。~维克多 尼德霍福
我们正从主流模式转移，转入一个在模式及理论的转型期，可能是百花齐放的局面，也许会出现混淆期，有些人赚取财富，有些人可能失去它们。~ 沈联涛
"Money has never been important to us, but our freedom and the freedom for our children means everything!" ~ Philip & Lisa H.
农民思想的智慧 ：http://howtze.blogspot.com/2010/02/blog-post.html
你的孩子能在 30 岁时退休吗？: http://howtze.blogspot.com/2010/02/30.html
罗素的鸡 ：http://howtze.blogspot.com/2010/02/blog-post_08.html
少数能理解这个系统（支票货币和信用货币）的人，要么是对这个系统所产生的利润非常感兴趣，要么就是非常依赖这个系统的施舍（政治家），这个阶层的人是不会反对我们的。另一方面，绝大多数的人氏在智力上不足以理解基于这个系统所衍生出的资本所带来的巨大优势，他们将承受压迫而且毫无怨言，甚至一声都不会怀疑这个系统损害了他们的利益。 ~ Mayor Rothschild， 1863
2011-02-06
Best Property Guide (1-10)
10. 3 Potential Income Sources from Commercial Properties Investment
9. 4 Categories of Commercial Properties
8. 3 Things to Consider When Buying High-End Condo for Property Investment Purpose
7. 5 Types of High or Low Rise Property Investment
6. 6 Main Types of Investment Properties
5. 4 Problems with Leasehold Properties
4. 4 Types of Apartments Units You Should Avoid In Your Property Portfolio
3. 5 Types of Property Investment Returns
2. 5 Key Objectives of Property Investment
1. Do you have what it takes to be an excellent property investor?
9. 4 Categories of Commercial Properties
8. 3 Things to Consider When Buying High-End Condo for Property Investment Purpose
7. 5 Types of High or Low Rise Property Investment
6. 6 Main Types of Investment Properties
5. 4 Problems with Leasehold Properties
4. 4 Types of Apartments Units You Should Avoid In Your Property Portfolio
3. 5 Types of Property Investment Returns
2. 5 Key Objectives of Property Investment
1. Do you have what it takes to be an excellent property investor?
2011-02-04
2011-02-03
70 months and counting ...
70 months and counting ...
Reckless practices in the banking and oil industries are tying us together in what Ban Ki-moon calls a 'global suicide pact'
As we stumble through the early days of 2011, two economic and environmentally shattering issues are being neatly swept under the carpet. Could the reason for inaction be as simple that politicians in general, and the government in particular, are hugely dependent on financing from both the oil industry and financial services?
Oddly, you can't help but think that when Goldman Sachs announced that its average pay for staff was going to be £269k, they thought we would all be impressed by their restraint. Until, at least, someone pointed out that when you excluded all the admin staff, the average package for their top 1,000-plus bankers was more likely £5 million.
When senior figures in banking refer to their pay as "compensation", you do wonder exactly what they are being compensated for. Perhaps it's the stress of having to suppress knowledge of the other issue kept under the carpet: how the economy, dancing to the tune of finance capital, is gambling, badly, with the stuff of life.
The wheel of high and volatile food and oil prices has spun around again very quickly since the last peaks of 2008. And BP, after its disaster in the Gulf of Mexico, is once again attracting investors and paying dividends in spite of its continuing, huge liabilities.
Presented in numbing pages of graphs and tables, this is the "global suicide pact" written invisibly into the world's economic model referred to by Ban Ki-moon. And it will remain so, until we can break the spell of magical thinking which allows us to believe that, economically and environmentally, there are no limits.
http://www.guardian.co.uk/commentisfree/cif-green/2011/feb/01/70-months-counting-climate-change
Related: The True Story of Bielderberg Group
Reckless practices in the banking and oil industries are tying us together in what Ban Ki-moon calls a 'global suicide pact'
As we stumble through the early days of 2011, two economic and environmentally shattering issues are being neatly swept under the carpet. Could the reason for inaction be as simple that politicians in general, and the government in particular, are hugely dependent on financing from both the oil industry and financial services?
Oddly, you can't help but think that when Goldman Sachs announced that its average pay for staff was going to be £269k, they thought we would all be impressed by their restraint. Until, at least, someone pointed out that when you excluded all the admin staff, the average package for their top 1,000-plus bankers was more likely £5 million.
When senior figures in banking refer to their pay as "compensation", you do wonder exactly what they are being compensated for. Perhaps it's the stress of having to suppress knowledge of the other issue kept under the carpet: how the economy, dancing to the tune of finance capital, is gambling, badly, with the stuff of life.
The wheel of high and volatile food and oil prices has spun around again very quickly since the last peaks of 2008. And BP, after its disaster in the Gulf of Mexico, is once again attracting investors and paying dividends in spite of its continuing, huge liabilities.
Presented in numbing pages of graphs and tables, this is the "global suicide pact" written invisibly into the world's economic model referred to by Ban Ki-moon. And it will remain so, until we can break the spell of magical thinking which allows us to believe that, economically and environmentally, there are no limits.
http://www.guardian.co.uk/commentisfree/cif-green/2011/feb/01/70-months-counting-climate-change
Related: The True Story of Bielderberg Group
2011-02-02
The True Story of the Bilderberg Group
Our job is to give people not what they want, but what we decide they ought to have. - Former President of CBS News, Richard Salant
It does not matter how much money one has; unless it is employed to capture and control those organizations that produce the ideas and the policies that guide governments and the people who eventually serve in them, the real power of a great fortune will never be realized. ~ something fundamental about wealth and power.
一个人有多少钱并不重要，除非他涉及控制某些组织，制定概念和政策，指导政府和公众最终为其服务，否则这种巨大财富的真正权力永远都不会被认识到。~财富和权力的一些基本原则 - 洛克菲勒的战略
在新的世界秩序下，没有中产阶级，只有统治者和仆役。在后工业化时代，需要以零增长来消灭大众财富残余。财富和进步使得执行压制不再可能，而如果你希望将社会划分成所有者和奴隶的话，你就必须压制。人为制造危机将使民众不断受到胁迫--肌体上、精神上、感情上--使得永久的失衡状态成为可能。民众将太过疲惫、虚弱而无力决定他们自己的命运；他们困惑、消沉，以至于“面对众多选择，却总是漠然视之”。
At the end of the day it is not about them, it is about us — we the people. Much has been written about what is to be, but the dark of night brings within it the salvation of sunshine. Ardent actions and new understandings do create fresh possibilities, and hope — for our world, our children … ourselves. ~ Kris Millegan, The True Story of the Bilderberg Group
http://trineday.com/paypal_store/product_pages/Bilderbergers.html
It does not matter how much money one has; unless it is employed to capture and control those organizations that produce the ideas and the policies that guide governments and the people who eventually serve in them, the real power of a great fortune will never be realized. ~ something fundamental about wealth and power.
一个人有多少钱并不重要，除非他涉及控制某些组织，制定概念和政策，指导政府和公众最终为其服务，否则这种巨大财富的真正权力永远都不会被认识到。~财富和权力的一些基本原则 - 洛克菲勒的战略
在新的世界秩序下，没有中产阶级，只有统治者和仆役。在后工业化时代，需要以零增长来消灭大众财富残余。财富和进步使得执行压制不再可能，而如果你希望将社会划分成所有者和奴隶的话，你就必须压制。人为制造危机将使民众不断受到胁迫--肌体上、精神上、感情上--使得永久的失衡状态成为可能。民众将太过疲惫、虚弱而无力决定他们自己的命运；他们困惑、消沉，以至于“面对众多选择，却总是漠然视之”。
At the end of the day it is not about them, it is about us — we the people. Much has been written about what is to be, but the dark of night brings within it the salvation of sunshine. Ardent actions and new understandings do create fresh possibilities, and hope — for our world, our children … ourselves. ~ Kris Millegan, The True Story of the Bilderberg Group
http://trineday.com/paypal_store/product_pages/Bilderbergers.html
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