How Tze 浩知

利用市场的愚蠢，进行有规律的投资。 买价决定报酬率的高低，即使是长线投资也是如此。 利润的复合增长与交易费用和税务的避免使投资者收益无穷。 通货膨胀是投资者最大的敌人。 拥有一只股票，期待它下个星期就上涨，是十分愚蠢的。 一生追求消费垄断企业。 不理会股市的涨跌，不担心经济情势的变化，不相信任何预测，不接受任何内幕消息，只注意两点： 1。买什么股票 2。买入价格 在方法背后，你其实能悟出深刻的道理，由简单到任何人都可以利用。 巴菲特曾经说过，他对华尔街那群受过高等教育的专业人士的种种非理性行为感到不解。 也许是人在市场，身不由己。所以他最后离开了纽约，躲到美国中西部一个小镇里去了。 他远离市场，也因此战胜了市场。

"你最想做的是什么呢？" "你为什么要去做呢？" "你现在正要做什么？" "你为什么这样做呢？" （它跟你最想做的有什么关系？） 成功往往就是这么简单。运用一种创新的思维，避开竞争焦点的锋芒 ，换个角度切入，迅速抢占潜藏的市场就对了。 Success is a day to day progressive realization towards our own goals. Maslow's Hierarchy of needs -how to understand motivation in the workplace (and elsewhere) Self-actualisation "the desire to become more and more what one is, to become everything that one is capable of becoming."

There is such a huge different in the rates......... and if we press "13200xxxx" and at the end of the day the bill shows "00xxxx", who shall bear the high charges ?

当你有了一个长期目标与计划，事实上你做任何事情遇到任何困难都不会影响你，因为你知道这都是暂时的，你将来还要完成更伟大的目标与理想，你不会被一时的困扰所困惑。 曹荣 _ 星洲副刊 071105

According to all known laws of aviation.... there is no waya bee should be able to fly. Bees' wings are too short and their bodies too round to make getting airborne very likely. BEES,of course,fly ANYWAY, because bees DON'T care what humans think is IMPOSSIBLE.

Big Boys Toyz..... More on http://picasaweb.google.com/howtze/YatchParking

好像是几个月前了 Uncle 有一点 paise 渔船的 parking bay More pictures on: http://picasaweb.google.com/howtze/UCove

去 OUG 大排档吃晚餐，点了一份 鸳鸯 （广府炒），MYR 5 ！ 一杯温的薏米水 （里面滚水多过薏米那种，应该是早上煲了一大锅，到晚上间一路加水的）MYR 1 ！ 拷！以前吃时全部才 MYR 4 叻 ！ How can you survive forever to maintain a good lifestyle ? Income > Expenses 在通货膨胀速度超快的时候，紧缩开销不见得是一个好的解决方案。 增加被动收入管道 (Passive Income Channel) 才是上上策。 是要量入为出，还是开源节流？ 见仁见智。

在 Juru 靠近 AutoCity 附近有一个下午才营业的露天档口，专做附近工业区上班族的生意，听说一天可以卖一百到两百条鱼叻 ！ 连单据也是简简单单的....... 嗯，好像忘了拍他们 " 那桶 " 鱼。没关系，下一趟去再拍过，呵呵 ！

There are still very few roof top environment in the Klang Valley except Luna Bar and Sky Bar (and some other private properties' F&B area). Anyhow, foresee more to come when those higher end properties project around KLCC completed within these few years.

这个图片从剪报到维宪 post 在他的部落格也超过一年了。 现在是 2007 年 11 月 6 日啦 ！ Last posted on jhteoh's blog on Sunday, August 13, 2006

Ha ！ Nice one for what men thinks and what happened at the end...... ;P

没有了压力也就没有了动力，没有了动力也就发掘不出潜力 ？

最近收到这样一个讯息 ： "Make $1,000; $5,000; $10,000 a month per deal and the revenues quickly mount up -- all while you're not there. Mostly without you personally having to do anything but set the deal up in the beginning. Control is better than ownership or management. Generating passive income sure beats working hard for a living." 几年前朋友换车的时候，有个卖豆腐的 auntie 很公式化的问一般人都会问的问题：“哟！换新车啦　?” 而朋友，也会因为年轻驾大车而公式化的回答：“没啦！公司的车。” 怎知卖豆腐的 很自然的回应：“公司嘛是你的 ！” （那时候 auntie 是用福建话说 " Gong Xi Ma Si Lu Eh ! 的 )

There has never been problem with resources. The problems lie within distribution. Quoted from theedgedaily.com KUALA LUMPUR: Oil prices surged to a record high of US$96 (RM325) per barrel yesterday, moving closer to test the US$100 mark. For Malaysia, a net exporter of oil, every US$1 increase translates into RM250 million in earnings per annum for the country. 02-11-2007: Oil price nears US$100 mark by Tamimi Omar & Kevin Tan Full story at http://www.theedgedaily.com/cms/content.jsp?id=com.tms.cms.article.Article_fe510de4-cb73c03a-17ebe660-554a373b

是　Global Warming 还是社会开放程度的描绘　？　;P

N 年前的老朋友说：“There is a difference between sexual intercourse and make love". 如果用图表来说明，会不会是上面那个呢　？ 注　：　就像星爷电影　《回魂夜》　（整鬼专家）　里说的：“七孔流血归七孔流血，死还死，是不一样的”　（即　：七孔流血不一定要死）

From Album "Cabbages & Condoms" http://picasaweb.google.com/howtze/CabbagesCondoms/ Don't Steal, The Government Doesn't Lie Competitor Communism, The Longest Road to Capitalism All Who Spend Money Here go to Heaven. ;P The More You Spend, The Closer You Get to Heaven. Our job is not to prevent kids from having sex, but to prevent them from dying.... More at Album "Cabbages & Condoms" http://picasaweb.google.com/howtze/CabbagesCondoms/

No Fishing -> No Fish @&#*!^#&%^&*(.........

And the mouse sir, would you like to slap it around for a while before eating it ?