How Tze 浩知

赚钱，说到底就是一件协调资源，摆平各方的事。 智慧越大，能够摆平的人越多，那么为你赚钱的人也就越多，你赚钱的道路也就越宽阔。 为别人生产配件，就要受制于人，随时都有可能失去自己的饭碗。自己给的饭碗最可靠。 干一样的活，怀不一样的梦 “20年前，我在为着1小时1.75美元的薪水做事，但他真的是为这条铁路以及乘客工作。”

真正聪明的人是有办法让自己的生活过得即清闲又富裕。因为他们肯动脑筋，做一小时的工作所得的报酬往往超过一般人做十个小时所得的报酬。 你想想，一个人如果不思考或者没有时间供自己思考，而整天忙于做某一件事，累了就睡，睡醒了又开始紧张的工作，周而复始，又怎么会有新的创见呢？。。。 因此我认为，每天除了完成自己的必要工作外，一定还要拿出一定的时间来专供自己思考。 安于现状是愚蠢的，要开始动脑筋，想出改善目前状况的计策。 要是人人都注重思考，一旦有具体的想法就试着去做，我相信任何人的人生都会精彩缤纷！ 赚钱需要用脑。 穷人常常累巴巴的挣钱，可是收益却不多，主要原因是他们在工作时不懂得思考的重要性，只知道要工作，却不知道停下来思考一下自己的工作。 要成为富人，必须学会思考：怎样才能使工作更有意义？更有效率？这些都要靠大脑的计划和指挥。

一个人凭借自己的技术也可以赚钱，但是赚的钱毕竟有限。如果能把技术传给别人，然后从中收取报酬，这样来钱更方便，更快捷。 传授的人越多，收取的报酬也就越多，财富也就越多。 对待技术有两种做法： - 独占技术，然后自己埋头苦干，凭借自己的技术获得财富； - 将自己的技术教给别人，然后从中收取传授技术的报酬。 究竟哪一种方法比较好呢？显然是后者。 哲人曾说过：两个人各有一个苹果，交换之后每个人还是一个苹果。两个人各有智慧，交换之后每个人就有了两个智慧。这是智慧的特性。 技术可以不断地教授给别人，而自己并不会受到损失（只要保护知识产权做足）。 在教授的过程中，可以收取报酬，那么教授的人越多，获得的财富也就越多，这也是显而易见的道理。 授人以渔后，不要忽略管理。

抗油价暴涨妙方 早早睡，晚晚起，又省电，又省米。 懒出门，少穿衣，家家不用洗衣机。 少坐车，多走路，走的一步算一步。 不吃荤，改吃素，三餐野菜配豆腐。 不看病，找算命，求神拜佛来搞定。 一包盐，两块钱，一家八口舔一舔。 喝多多，吃少少，肚皮能胀就算饱。 风扇开小小，门窗开大大，一天到晚都是夏。 头发剪平平，省钱绝顶又聪明。 走路不要拖，拖了鞋底剥。 说话别罗唆，罗唆饮水多。 老板天天不冲凉，伙计月底才有粮！ 省油、省电、省水费思量呀费思量！ 真凄凉！ :D

大家就趕快趁油價還未上調前，到油站添油，為的就是省那幾塊錢。 後來，油價經常的調動，大家也習以為常，聽到要上調或下調（機會是微之又微），都不為之所動。反正省也省不了多少錢，何苦為之奔波，要開車就得添油，別無選擇。 新加坡人，面對油價上漲，連憤怒的想法都沒有；要開車就想辦法賺多點油錢，或者想些點子如何少開車用少一點油，別浪費時間去抗議。 與其補貼油價，不如津貼人民的其他所需。給予開大房車的富人津貼，有錢人得到的好處比窮人多，不是收買民心的上策。 http://opinions.sinchew-i.com/node/5977?tid=7

The nineteenth-century French economist Emile Dupuit pointed to the early railways as an example: "It is not because of the few thousand francs which would have to be spent to put a roof over the third-class carriage or to upholster the third-class seats that some company or other has open carriages with wooden benches ... What the company is trying to do is prevent the passengers who can pay the second-class fare from travelling third class; it hits the poor, not because it wants to hurt them, but to frighten the rich ... And it is again for the same reason that the companies, having proved almost cruel to the third-class passengers and mean to the second-class ones, become lavish in dealing with first-class customers. Having refused the poor what is necessary, they give the rich what is superfluous. " The shoddy quality of most airport departure lounges across the world is surely part of the same phenomenon. If the free departure areas became comfortable, then airlines woul...

What Supermarkets Don't Want you to know Price-gouging the natural way -------------------------- The favoured game at the moment has to be price-gouging the natural way, riding the bandwagon of organic food. Organic food is catching on for a variety of reasons, including the fact that in the wake of repeated food health scares, many people think organic food is better for them, or at least won't kill them. The supermarkets have come to the rescue with a plentiful supply of organic products that happen to be marked up far above their additional costs to the supermarket. You will never find the organic bananas next to the conventional bananas, or the organic garlic next to the conventional garlic. The price-comparison would be too sobering. We should not be surprised that supermarkets are taking the opportunity afforded by the organic food movement to zap customers with well-aimed price increases. My recommendation, if you are convinced of the merits of organic food, is not to l...

One way of preventing competition is by controlling a natural resources such as farmland. There is only so much good farmland in the world, and only revolutions in agricultural techniques can change that. But farmland is not the only finite natural resource in the world. Another example is oil.

How can we tell the difference between things that are expensive because they are naturally scarce, and things that are expensive because of artificial means - legislation,regulation or foul play ? A company with stiff competition will be less profitable than a company with incompetent rivals. Nobody is ripping anybody off; instead, Axel and Bob are being rewarded because they are offering something both scarce and highly valued. Whatever the reason, the effect is the same: established companies, free of competition, enjoy high profits. If I want to know whether I am being ripped off by supermarkets, banks or drug companies, I can find out how profitable those industries are. If they are making high profits, then initially I am suspicious. But if it seems that it is fairly easy to set up a new company and compete, I become less suspicious. It means that the high profits are caused by a natural scarcity: there are not many really good banking organisations in the world, and good banking...

Economics is in many ways just like engineering, it will tell you how things work and what is likely to happen if you change them. Luckily, in genteel corners of the developed world we are usually sheltered from people who use violence to keep out competition. But it does not mean that people have not worked out other ways to keep competitors at bay. Trade unions are an obvious example.The trade union is designed partly to bargain collectively, but partly to block too much entry into the profession. Other professionals, like doctors, actuaries, accountants and lawyers manage to maintain high wages through other means than unionisation, erecting virtual "green belts" to make it hard for potential competitors to set up shop. Typical virtual green belts will include very long qualification periods and professional bodies that give their approval only to a certain number of candidates per year. Many of the organisations that are put forth to protect us from "unqualified...

A time for first economic test. Why would improvements in the quality and price of the commuter train services that bring people into London's mainline stations, such as Waterloo, from the surrounding suburbs please anyone who rents a property in central London? And why might the city's landlords be less enthusiastic about such improvements? Improved public transport increases the alternatives to renting a place in the city. When a 2 hour commute becomes a 1 hour commute, and people are able to get a seat on the train instead of standing, some decide they'd rather save money and move out of central London. Vacant apartments then appear on the market. Scarcity lessens, and rents fall. Improving commuter services wouldn't just affect commuters; it would affect everyone involved in London's property market.

Ban farming on that marginal land, and the rent on meadows will jump; where once the alternative to paying rent and farming on meadows was to farm on grassland rent-free, now there is no alternative. Farmers are much more eager to farm on meadows now that farming on the grassland is illegal, and the rent they're willing to pay is much higher too. Another reason why property in London is expensive is because of the Green Belt. The Green Belt keeps rents and house prices in London much higher than they would be, in exactly the same way as a ban on grassland farming keeps rents on meadow and scrub much higher than they would otherwise be. This is not an argument against the Green Belt. There are lots of benefits in having London's population capped at around six million people, instead of sixteen million or twenty-six million. But it is important that when we are weighing the pros and cons of legislation like the Green Belt, we understand that its effects are more than simply to p...

1. Technology is always moving forward without stopping. It's a necessity in modern life. From Post Mail ---> Telehphone -----> Email ---> Mobile Phone ----> Multimedia/Broadband .... and moving on 2. Large Populations Base. In 2007 China 1321.9Millions Japan 127.5Millions South Korea 49.0Millions Taiwan 23.2Millions Hong Kong 7.0Millions Indonesia 234.7Millions Philippines 91.1Millions Thailand 65.1Millions Malaysia 24.8Millions Singapore 4.6Millions Total 1948.9Millions Source : Bloomberg 2008 3. Development in Transportations and Infrastructure. Infrastructure budget spending in Far East Countries between 2008-2012 is US$1.8 Trillion (source : CLSA Asia Pacific Markets). 4. Telecommunications penetration rate in Far east countries. in 2008F* Hong Kong 132.8% Taiwan 100.9% Korea ...

君子之棋 相偮而弈，相让而席， 举止优雅，不闻杀气， 沉思布局，深谋远虑， 赢者谦恭，输者温文。 围棋竞赛中的特殊写照。

If your car is broken, you take it to a trained mechanic to fix. The moment you pick up the car, you know whether or not the mechanic was good.The problem with these so-called professional financial advisors / long term investment package is that you will not know if they gave you good advice or bad advice until years later. What happens if you begin taking a financial advisor's advice at 25 and at age 65 you find out your financial advisor was giving you bad advice? You can't take your ruined financial life back to the financial advisor like you can take your broken car back to the mechanic. I trust auto mechanics and used car salesmen more than I do most financial advisors simply because I can see the results of their work faster. The reason most people end up poor or middle-class is because they spend more time selecting a used car than they spend time looking for good financial advice.

Sorry, I couldn't resist one more personalization All kidding aside, it's now been over three weeks since you started learning how to more effectively reach and convert your website visitors to prospects and customers, but you haven't yet put it to work for your business. If you've been getting just 100 people per day to your site, that's over 2000 potential sales that you may have lost to inaction. And 100 more each day. There's nothing funny about that. Every website visitor is an opportunity. Don't let yours go to waste. Set Up Your First Email Campaign Today. After all, with our money-back guarantee, it's far more risky to your business to not start email marketing today, wouldn't you agree?

The first step is to decide what kind of world you want to live in. Do you want to live in the world of the poor, the middle class, or the rich? Wouldn't most people choose to live in the world of the rich? No. Most people dream of living in the world of the rich ... but they do not take that first step and that is to decide. Once you decide, and if you have truly decided, there is no coming back. The moment you decide, everything in your world will change. ~ Retire Young Retire Rich, Robert Kiyosaki Ultimately it is what you do with what you know that counts. What a person must do to become rich is not that hard. In fact, getting rich is easy. The problem is most people would rather do things the hard way.Many will work hard all their lives living below their means; invest in things they do not understand; work hard for the rich rather than work hard to make themselves rich; and do what everyone else is doing rather than do what the rich are doing. We are moving into an era of unp...

I hope that by the end of the book, you'll be a more savvy consumer - and a more savvy voter too, able to see the truth behind the stories that politicians try to sell you. Everyday life is full of puzzles that many people do not even realise are puzzles,so above all, I hope that you will be able to see the fun behind these everyday secrets. So let's start on familiar territory by asking, who pays for your coffee? Strength from scarcity If there's a profitable deal to be done between somebody who has something unique and someone who has something which can be replaced, then the profits will go to the owner of the unique resource. Bargaining strength comes through scarcity: settlers are scarce and meadows are not, so landlords have no bargaining power. If relative scarcity shifts from one person to another, bargaining shifts as well. As long as there is any, competition between lanlords who have not attracted any tenants will keep rents very low. Sometimes relative scarcity ...