You'll never win the game if you don't know the rules of the game you are playing / being played.
How the Fractional Reserve Banking "Money Multiplier" Works
Under a 5% "Fractional Reserve" requirement, most banks can loan out twenty times the amount of their actual capitalisation.
This amounts to money that is not theirs.
For argument's sake, let's just say that you go to your bank with a $5,000 deposit.
All the rest of your money has gone out in taxes, and you want to buy a $105,000 house.
The bank asks you for the property title (mortgage) and your personal guarantee to secure the deal.
The bank uses these instruments and your $5,000 deposit as security in order to borrow the extra $100,000 either from the central bank or offshore bankers.
The bank pays the old house owner $105,000, which consists of $100,000 borrowed by the bank (see below), and the $5,000 you deposited with the bank.
You move into your new house.
Over the course of the next year, you pay the bank $5,000 in interest plus a small reduction of the capital amount.
Then you sell the house.
The bank relinquishes the house deed to the new owner (probably another bank) and the bank ends up with the $5,000 interest you paid plus the $100,000 you had "borrowed" from them.
Your bank pays the offshore bank the $100,000 they borrowed plus interest; say $3,500.
On the face of it, they only make the premium between their own borrowing rate and their lending rate, which may only be 1.5%.
But hold on a minute.
Under the Fractional Reserve System, they have been able to make 1.5% interest on the whole $100,000; not just the $5,000 you deposited with them originally.
In other words, the local bank has risked nothing and used your home and your labor to gain a 30% profit from your deposit.
Now simply multiply that transaction by the hundreds or thousands of like deals done by the bank(s) each year, and you can readily see why banking is such a lovely business to be in.
The largest part of a bank's assets are in securities, mortgage documents, business and private guarantees, and "instruments" other than cash deposits.
And each of these "instruments" represents another deal wherein the local banks profit times ten or more from someone else's money, assets, and labor. (high risk high return? that is for layman.)
But it gets worse.
The local banks usually wrap your mortgage or instrument into something like a mortgage bond, which they then sell at face value to a financial entity somewhere up the feeding chain; ultimately in cyberspace.
Once the transaction has been removed from local government jurisdiction, those that control the banking system can create new money out of thin air based upon those instruments (our surrendered asset titles) as security.
Those few families that control the international banking system are growing the world money supply at around 7.5% per year, gaining ownership over our assets in the process, and purchasing controlling interest over the entire world economy with this new money which is effectively "laundered" once it has been paid back to the issuing entities.
The local banks are merely well-paid pawns in this process.
The end result is ever-growing debt slavery for the masses, and ongoing death and destruction as those entities continually stir the pot of international conflict in order to encourage more government taxes and the need for more private borrowing.
http://www.truthaboutax.com/ , http://en.wikipedia.org/wiki/Illuminati
