Why the rich get richer

The rich get richer partly because they invest differently than others; they invest in investments that are not offered to the poor and the middle class. Most importantly, however, they have a different educational background.

If you have the education, you will always have plenty of money.

You know you are financially smarter or increasing in sophistication when you can tell the differences between:

1. Good debt and bad debt
2. Good loses and bad losses
3. Good expenses and bad expenses
4. Tax payments versus tax incentives
5. Corporations you work for versus corporations you own
6. How to build a business, how to fix a business, and how to take a business public
7. The advantages and disadvantages of stocks, bonds, mutual funds, businesses, real estate and insurance products as well as the different legal structures and when to use which product.