Averages are for average investors

"Because the mutual fund my money is in has "averaged" over 15% per annum for the last two
years.

Averages are for average investors

The federal government of the United States insures our savings from catastrophic loss (similar
in Malaysia - http://www.pidm.gov.my) but it does not insure our investments.

"What advice would you give the average investor?" His reply was, "Don't be average."

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