"Because the mutual fund my money is in has "averaged" over 15% per annum for the last two
years.
Averages are for average investors
The federal government of the United States insures our savings from catastrophic loss (similar
in Malaysia - http://www.pidm.gov.my) but it does not insure our investments.
"What advice would you give the average investor?" His reply was, "Don't be average."
