A smart investor knows it's not about how long you hold onto an investment.
It's about how you plan to invrease your wealth with that investment over a stated period of time.
Since most financial planners are only licensed to sell paper assets, that is what they sell you.
Most do not sell tangible assets such as real estate, businesses, oil, or gold and silver.
So naturally they will sell you what they are allowed to sell, not necessarily what you need, and that is not diversification.
As the old saying goes, "Never ask an insurance salesman if you need insurance." You know what the answer will be.
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